Rank all communes for your household

Ranked by income − income tax − health insurance premiums − rent, excluding commute costs.CHF 100’000 is one of ESTV's published income steps; no interpolation.Rent: average monthly net rent (without service charges) paid by tenants, BFS Structural Survey 2023, × 12. Flat size: 2 rooms for a single person, 3 rooms for a couple, 4 rooms for a family with children. ≈ marks an estimate: BFS publishes no figure for that commune and flat size. Estimated communes in the same canton and of the same type get the same rent, so among them the order is mostly set by tax. How rent is estimatedCommute time is shown and can be used as a filter. Times run from each commune's busiest station to the workplace (its main station, or its busiest stop where there is no main station), include waiting for the next departure, and "> 3 h" means no connection within 3 hours.All sources →

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Hints: rent > ⅓ income vacancy < 0.5%Hints, not a verdict; they don't change money left or the order. Rent > ⅓ income: 12 × the average net rent for your flat size is more than a third of your gross household income. Many landlords and agencies expect rent to stay within about a third of income; they usually count rent with service charges, which this figure leaves out, so the real share is higher. Vacancy < 0.5%: fewer than 1 in 200 dwellings stood empty and on offer on 1 June 2026 (BFS). The federal housing office sees the market in balance at about 1.5% and tight below 1%; below 0.5% flats are very hard to find. In small communes a few flats change the rate a lot.How the hints work →Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023; reference date 2023 (Structural Survey).Source: Federal Statistical Office (FSO/BFS), dwelling vacancy survey 2026; reference date 2026-06-01.All sources →

Commune	Left CHF/yr	Tax CHF/yrSource: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026; reference date tax year 2026.Source: Federal Tax Administration (FTA/ESTV), source-tax tariffs 2026 of the cantons; reference date tariffs valid from 1 January 2026.All sources →	Premiums CHF/yrSource: Federal Office of Public Health (FOPH), health insurance premiums 2027; reference date 2027 premiums (published Sept 2026).All sources →	Rent CHF/yrSource: Federal Statistical Office (FSO/BFS), Structural Survey 2023; reference date 2023 (Structural Survey).All sources →	≈ Commute (estimated pass price) CHF/yrSource: Alliance SwissPass, tariffs T650, T654, T603; reference date T650 prices valid from 2023-12-10 (edition 2026-06-01); GA CHF 3995 (T654 edition 2026-06-01).All sources →
ArthSZ vacancy < 0.5%Tax 7’440 · Insurance 6’135 · Rent ≈13’308	CHF 73’117	CHF 7’440	CHF 6’135	≈ CHF 13’308	12’616
SteinhausenZG vacancy < 0.5%Tax 5’349 · Insurance 4’978 · Rent ≈16’644	CHF 73’029	CHF 5’349	CHF 4’978	≈ CHF 16’644	10’449
BaarZG vacancy < 0.5%Tax 5’197 · Insurance 4’978 · Rent ≈16’800	CHF 73’025	CHF 5’197	CHF 4’978	≈ CHF 16’800	25’519
OberibergSZTax 6’990 · Insurance 6’135 · Rent ≈13’932	CHF 72’943	CHF 6’990	CHF 6’135	≈ CHF 13’932	941
FeusisbergSZ vacancy < 0.5%Tax 5’730 · Insurance 6’135 · Rent ≈15’396	CHF 72’739	CHF 5’730	CHF 6’135	≈ CHF 15’396	5’588
RiemenstaldenSZ vacancy < 0.5%Tax 7’215 · Insurance 6’135 · Rent ≈13’932	CHF 72’718	CHF 7’215	CHF 6’135	≈ CHF 13’932	88
GersauSZTax 7’440 · Insurance 6’135 · Rent ≈13’932	CHF 72’493	CHF 7’440	CHF 6’135	≈ CHF 13’932	2’505
SchwyzSZ vacancy < 0.5%Tax 8’115 · Insurance 6’135 · Rent ≈13’284	CHF 72’466	CHF 8’115	CHF 6’135	≈ CHF 13’284	16’735
MuotathalSZ vacancy < 0.5%Tax 7’553 · Insurance 6’135 · Rent ≈13’932	CHF 72’380	CHF 7’553	CHF 6’135	≈ CHF 13’932	3’604
WalchwilZG vacancy < 0.5%Tax 5’293 · Insurance 4’978 · Rent ≈17’460	CHF 72’269	CHF 5’293	CHF 4’978	≈ CHF 17’460	4’013
AlpthalSZTax 7’665 · Insurance 6’135 · Rent ≈13’932	CHF 72’268	CHF 7’665	CHF 6’135	≈ CHF 13’932	641
RothenthurmSZTax 7’665 · Insurance 6’135 · Rent ≈13’932	CHF 72’268	CHF 7’665	CHF 6’135	≈ CHF 13’932	2’604
SattelSZ vacancy < 0.5%Tax 7’665 · Insurance 6’135 · Rent ≈13’932	CHF 72’268	CHF 7’665	CHF 6’135	≈ CHF 13’932	2’097
SteinerbergSZ vacancy < 0.5%Tax 7’665 · Insurance 6’135 · Rent ≈13’932	CHF 72’268	CHF 7’665	CHF 6’135	≈ CHF 13’932	954
UnteribergSZTax 7’665 · Insurance 6’135 · Rent ≈13’932	CHF 72’268	CHF 7’665	CHF 6’135	≈ CHF 13’932	2’524
ChamZG vacancy < 0.5%Tax 5’377 · Insurance 4’978 · Rent ≈17’484	CHF 72’161	CHF 5’377	CHF 4’978	≈ CHF 17’484	18’518
MenzingenZG vacancy < 0.5%Tax 5’405 · Insurance 4’978 · Rent ≈17’460	CHF 72’157	CHF 5’405	CHF 4’978	≈ CHF 17’460	4’824
RongellenGRTax 9’071 · Insurance 5’993 · Rent ≈12’852	CHF 72’084	CHF 9’071	CHF 5’993	≈ CHF 12’852	55
HünenbergZG vacancy < 0.5%Tax 5’349 · Insurance 4’978 · Rent ≈17’592	CHF 72’081	CHF 5’349	CHF 4’978	≈ CHF 17’592	8’985
UnterägeriZG vacancy < 0.5%Tax 5’349 · Insurance 4’978 · Rent ≈17’592	CHF 72’081	CHF 5’349	CHF 4’978	≈ CHF 17’592	9’527
OberägeriZG vacancy < 0.5%Tax 5’377 · Insurance 4’978 · Rent ≈17’592	CHF 72’053	CHF 5’377	CHF 4’978	≈ CHF 17’592	6’670
NeuheimZG vacancy < 0.5%Tax 5’516 · Insurance 4’978 · Rent ≈17’460	CHF 72’046	CHF 5’516	CHF 4’978	≈ CHF 17’460	2’523
IngenbohlSZ vacancy < 0.5%Tax 7’890 · Insurance 6’135 · Rent ≈13’932	CHF 72’043	CHF 7’890	CHF 6’135	≈ CHF 13’932	9’599
MorschachSZ vacancy < 0.5%Tax 7’890 · Insurance 6’135 · Rent ≈13’932	CHF 72’043	CHF 7’890	CHF 6’135	≈ CHF 13’932	1’402
AltendorfSZTax 6’765 · Insurance 6’135 · Rent ≈15’108	CHF 71’992	CHF 6’765	CHF 6’135	≈ CHF 15’108	7’539
RischZG vacancy < 0.5%Tax 5’377 · Insurance 4’978 · Rent ≈17’724	CHF 71’921	CHF 5’377	CHF 4’978	≈ CHF 17’724	11’830
ZugZG vacancy < 0.5%Tax 5’321 · Insurance 4’978 · Rent ≈17’820	CHF 71’881	CHF 5’321	CHF 4’978	≈ CHF 17’820	32’160
LauerzSZ vacancy < 0.5%Tax 8’115 · Insurance 6’135 · Rent ≈13’932	CHF 71’818	CHF 8’115	CHF 6’135	≈ CHF 13’932	1’165
RealpURTax 11’296 · Insurance 5’776 · Rent ≈11’220	CHF 71’708	CHF 11’296	CHF 5’776	≈ CHF 11’220	157
GontenAI vacancy < 0.5%Tax 11’424 · Insurance 5’290 · Rent ≈11’592	CHF 71’694	CHF 11’424	CHF 5’290	≈ CHF 11’592	1’480
AppenzellAITax 10’294 · Insurance 5’290 · Rent ≈12’768	CHF 71’648	CHF 10’294	CHF 5’290	≈ CHF 12’768	6’191
HospentalURTax 11’445 · Insurance 5’776 · Rent ≈11’220	CHF 71’559	CHF 11’445	CHF 5’776	≈ CHF 11’220	176
LachenSZ vacancy < 0.5%Tax 6’990 · Insurance 6’135 · Rent ≈15’324	CHF 71’551	CHF 6’990	CHF 6’135	≈ CHF 15’324	9’448
LaaxGR vacancy < 0.5%Tax 9’675 · Insurance 5’993 · Rent ≈12’852	CHF 71’480	CHF 9’675	CHF 5’993	≈ CHF 12’852	2’104
IllgauSZ vacancy < 0.5%Tax 8’565 · Insurance 6’135 · Rent ≈13’932	CHF 71’368	CHF 8’565	CHF 6’135	≈ CHF 13’932	819
SteinenSZTax 8’565 · Insurance 6’135 · Rent ≈13’932	CHF 71’368	CHF 8’565	CHF 6’135	≈ CHF 13’932	3’762
AndermattUR vacancy < 0.5%Tax 11’643 · Insurance 5’776 · Rent ≈11’220	CHF 71’361	CHF 11’643	CHF 5’776	≈ CHF 11’220	1’603
EnnetbürgenNW vacancy < 0.5%Tax 9’684 · Insurance 5’760 · Rent ≈13’344	CHF 71’212	CHF 9’684	CHF 5’760	≈ CHF 13’344	5’361
InnerthalSZ vacancy < 0.5%Tax 7’328 · Insurance 6’135 · Rent ≈15’396	CHF 71’141	CHF 7’328	CHF 6’135	≈ CHF 15’396	194
SennwaldSGTax 11’379 · Insurance 5’992 · Rent ≈11’496	CHF 71’133	CHF 11’379	CHF 5’992	≈ CHF 11’496	6’428
Schlatt-HaslenAITax 12’046 · Insurance 5’290 · Rent ≈11’592	CHF 71’072	CHF 12’046	CHF 5’290	≈ CHF 11’592	1’091
Küssnacht (SZ)SZ vacancy < 0.5%Tax 7’440 · Insurance 6’135 · Rent ≈15’504	CHF 70’921	CHF 7’440	CHF 6’135	≈ CHF 15’504	14’185
GöschenenURTax 12’090 · Insurance 5’776 · Rent ≈11’220	CHF 70’914	CHF 12’090	CHF 5’776	≈ CHF 11’220	482
WassenURTax 12’090 · Insurance 5’776 · Rent ≈11’220	CHF 70’914	CHF 12’090	CHF 5’776	≈ CHF 11’220	425
SchlueinGR vacancy < 0.5%Tax 10’279 · Insurance 5’993 · Rent ≈12’852	CHF 70’876	CHF 10’279	CHF 5’993	≈ CHF 12’852	611
Wangen (SZ)SZTax 7’890 · Insurance 6’135 · Rent ≈15’108	CHF 70’867	CHF 7’890	CHF 6’135	≈ CHF 15’108	5’574
TuggenSZTax 7’643 · Insurance 6’135 · Rent ≈15’396	CHF 70’826	CHF 7’643	CHF 6’135	≈ CHF 15’396	3’491
SchattdorfUR vacancy < 0.5%Tax 11’246 · Insurance 5’776 · Rent ≈12’156	CHF 70’822	CHF 11’246	CHF 5’776	≈ CHF 12’156	5’555
GeltwilAGTax 9’859 · Insurance 6’769 · Rent ≈12’552	CHF 70’820	CHF 9’859	CHF 6’769	≈ CHF 12’552	242
GurtnellenURTax 12’189 · Insurance 5’776 · Rent ≈11’220	CHF 70’815	CHF 12’189	CHF 5’776	≈ CHF 11’220	501

* Commune formed by a recent merger; tax is the average of the former communes (estimate).

Sources (9)

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-04. Licence.
Source: Federal Tax Administration (FTA/ESTV), source-tax tariffs 2026 of the cantons. Source-tax tariffs 2026 (wages), all cantons; reference date tariffs valid from 1 January 2026; downloaded 2026-11-04. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-04. Licence.
Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023. Average rent by number of rooms (Structural Survey 2023); reference date 2023 (Structural Survey); downloaded 2026-11-04. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-04. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-10, 2026-11-17, 2026-11-24 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Alliance SwissPass, tariffs T650, T654, T603. Tariffs T650 (route passes) and T654 (GA), editions 2026; reference date T650 prices valid from 2023-12-10 (edition 2026-06-01); GA CHF 3995 (T654 edition 2026-06-01); downloaded 2026-11-04. Licence.
Source: Federal Statistical Office (FSO/BFS), language regions. Language regions (Structural Survey 2016–2020); reference date 2016–2020; downloaded 2026-11-04. Licence.
Source: Federal Statistical Office (FSO/BFS), dwelling vacancy survey 2026. Dwelling vacancy survey 2026; reference date 2026-06-01; downloaded 2026-11-04. Licence.