Zug · Kanton Zug · BFS commune no. 1702^[7]

Cham

Left of CHF 100’000CHF 89’645per year, after tax and insurance

Income tax^[1]CHF 5’3775.4% of income

Health insurance^[3]CHF 415adult, per month

Residents^[4]18’51827.9% foreign nationals

Nearest job hub^[6]21 minto Zug

Single person, gross income CHF 100’000, median insurer. See how Cham ranks for your household →
Compare Cham with another commune →

Cham has 18’518 residents, making it the 3rd largest of the 11 communes in the canton of Zug.

28% of residents are foreign nationals, close to the Swiss average of 28%.

A single person earning CHF 100’000 pays about CHF 5’377 a year in income tax here, less than in 2 of its 6 neighbouring communes.

The median standard adult health insurance premium is CHF 415 a month, below the Swiss median of CHF 564.

The closest of our job hubs by public transport is Zug, about 21 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…^[1]

Profile	CHF 50’000	CHF 80’000	CHF 100’000	CHF 150’000	CHF 200’000	CHF 300’000
Single, no children	1’094 2.2%	3’377 4.2%	5’377 5.4%	12’953 8.6%	23’236 11.6%	44’685 14.9%
Married, single income, no children	150 0.3%	1’463 1.8%	2’759 2.8%	7’556 5.0%	15’710 7.9%	37’749 12.6%
Married, dual income (70/30), no children	6 0.0%	999 1.2%	2’103 2.1%	6’308 4.2%	13’020 6.5%	34’311 11.4%
Married, single income, 2 children	0 0.0%	0 0.0%	0 0.0%	2’943 2.0%	9’288 4.6%	28’887 9.6%

Tax multipliers 2026: canton 78%, commune 54%. Church tax, if you are a member: Protestant 6%, Roman Catholic 8.1%.^[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, single premium region of Zug.^[3]

	Cheapest insurer	Median insurer
Adult (26+), CHF 300 deductible, without accident cover	CHF 382	CHF 415
Child (0–18), CHF 0 deductible, with accident cover	CHF 89	CHF 106

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.^[6]

Hub	Minutes
Zug	21
Rotkreuz	30
Baar	33
Luzern	53
Zürich HB	63
Zürich Altstetten	73
Zürich Oerlikon	74
Schlieren	79

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

Commune	Tax CHF/yr^[1]	Premium CHF/mo^[3]	Population^[4]
Zug	5’321	415	32’160
Hünenberg	5’349	415	8’985
Steinhausen	5’349	415	10’449
Cham	5’377	415	18’518
Risch	5’377	415	11’830
KnonauZH	11’706	536	2’515
MaschwandenZH	12’273	536	669

Compare Cham with: Zug, Risch, Steinhausen

Population

Residents18’518^[4]

Foreign nationals27.9%

Aged 0–1921.3%

Aged 20–6461.4%

Aged 65+17.4%

Area19.12 km²^[5]

Sources

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.

Coat of arms: CHE Cham ZG COA.svg, ARK, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.