Vicinus

St. Gallen · Wahlkreis Werdenberg · BFS commune no. 3274[7]

Coat of arms of SennwaldSennwald

Left of CHF 100’000CHF 82’629per year, after tax and insurance
Income tax[1]CHF 11’37911.4% of income
Health insurance[3]CHF 499adult, per month
Residents[4]6’42836.7% foreign nationals
Nearest job hub[6]74 minto Chur

Single person, gross income CHF 100’000, median insurer. See how Sennwald ranks for your household →
Compare Sennwald with another commune →

Schwende-RüteAltstättenBuchs (SG)GamsWildhaus-Alt St. Johann Schwende-RüteAltstättenBuchs (SG)GamsWildhaus-Alt St. Johann Sennwald

Sennwald has 6’428 residents, making it the 30th largest of the 75 communes in the canton of St. Gallen.

37% of residents are foreign nationals, above the Swiss average of 28%.

A single person earning CHF 100’000 pays about CHF 11’379 a year in income tax here, less than in any of its 5 neighbouring communes and among the lowest quarter in St. Gallen.

The median standard adult health insurance premium is CHF 499 a month, below the Swiss median of CHF 564.

The closest of our job hubs by public transport is Chur, about 74 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…[1]

ProfileCHF 50’000CHF 80’000CHF 100’000CHF 150’000CHF 200’000CHF 300’000
Single, no children3’209
6.4%		7’718
9.6%		11’379
11.4%		22’026
14.7%		34’262
17.1%		61’050
20.4%
Married, single income, no children1’143
2.3%		4’295
5.4%		7’141
7.1%		15’741
10.5%		27’810
13.9%		54’579
18.2%
Married, dual income (70/30), no children863
1.7%		3’865
4.8%		6’493
6.5%		14’486
9.7%		25’176
12.6%		51’546
17.2%
Married, single income, 2 children0
0.0%		1’680
2.1%		3’549
3.5%		11’300
7.5%		22’016
11.0%		48’714
16.2%

Tax multipliers 2026: canton 105%, commune 70%. Church tax, if you are a member: Protestant 28%, Roman Catholic 16%.[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 3 of St. Gallen.[3]

Cheapest insurerMedian insurer
Adult (26+), CHF 300 deductible, without accident coverCHF 464CHF 499
Child (0–18), CHF 0 deductible, with accident coverCHF 107CHF 127

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.[6]

HubMinutes
Chur74
St. Gallen93
Pfäffikon SZ106
Rapperswil114
Wil SG124
Zürich HB135
Uster135
Winterthur141

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

CommuneTax CHF/yr[1]Premium CHF/mo[3]Population[4]
Sennwald11’3794996’428
Schwende-RüteAI11’7074416’194
Altstätten13’42549912’788
Gams13’8684993’736
Buchs (SG)14’03352214’287
Wildhaus-Alt St. Johann14’0334992’614

Population

Residents6’428[4]
Foreign nationals36.7%
Aged 0–1918.1%
Aged 20–6464.7%
Aged 65+17.1%
Area41.56 km²[5]

Sources

  1. Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  2. Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  3. Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
  4. Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
  5. © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-03. Licence.
  6. Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
  7. Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
  10. Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.

Coat of arms: CHE Sennwald COA.svg, SpinnerLaserzthe2nd, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.