St. Gallen · Wahlkreis St. Gallen · BFS commune no. 3203^[7]

St. Gallen

Left of CHF 100’000CHF 78’158per year, after tax and insurance

Income tax^[1]CHF 15’13915.1% of income

Health insurance^[3]CHF 559adult, per month

Residents^[4]79’48734.6% foreign nationals

Nearest job hub^[6]8 minto St. Gallen

Single person, gross income CHF 100’000, median insurer. See how St. Gallen ranks for your household →
Compare St. Gallen with another commune →

St. Gallen has 79’487 residents, making it the largest of the 75 communes in the canton of St. Gallen.

35% of residents are foreign nationals, above the Swiss average of 28%.

A single person earning CHF 100’000 pays about CHF 15’139 a year in income tax here, more than in any of its 10 neighbouring communes and among the highest quarter in St. Gallen.

The median standard adult health insurance premium is CHF 559 a month, about the Swiss median of CHF 564.

The closest of our job hubs by public transport is St. Gallen, about 8 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…^[1]

Profile	CHF 50’000	CHF 80’000	CHF 100’000	CHF 150’000	CHF 200’000	CHF 300’000
Single, no children	4’374 8.7%	10’365 13.0%	15’139 15.1%	28’637 19.1%	43’788 21.9%	76’398 25.5%
Married, single income, no children	1’560 3.1%	5’788 7.2%	9’535 9.5%	20’615 13.7%	35’536 17.8%	68’100 22.7%
Married, dual income (70/30), no children	1’199 2.4%	5’279 6.6%	8’792 8.8%	19’217 12.8%	32’698 16.3%	64’794 21.6%
Married, single income, 2 children	0 0.0%	2’333 2.9%	4’928 4.9%	15’014 10.0%	28’452 14.2%	60’918 20.3%

Tax multipliers 2026: canton 105%, commune 138%. Church tax, if you are a member: Protestant 25%, Roman Catholic 26%.^[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 1 of St. Gallen.^[3]

	Cheapest insurer	Median insurer
Adult (26+), CHF 300 deductible, without accident cover	CHF 523	CHF 559
Child (0–18), CHF 0 deductible, with accident cover	CHF 123	CHF 141

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.^[6]

Hub	Minutes
St. Gallen	8
Wil SG	44
Winterthur	56
Zürich Airport	73
Kreuzlingen	75
Rapperswil	77
Zürich Oerlikon	82
Frauenfeld	82

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

Commune	Tax CHF/yr^[1]	Premium CHF/mo^[3]	Population^[4]
Mörschwil	11’213	522	3’702
Teufen (AR)AR	11’804	529	6’646
Gaiserwald	12’983	559	8’828
SpeicherAR	13’517	529	4’505
Stein (AR)AR	13’688	529	1’492
Gossau (SG)	13’923	559	18’943
Wittenbach	14’089	522	10’157
Untereggen	14’089	522	1’035
Eggersriet	14’144	522	2’370
HerisauAR	14’373	529	16’100
St. Gallen	15’139	559	79’487

Compare St. Gallen with: Zürich, Genève, Basel, Lausanne, Bern, Winterthur, Luzern, Lugano, Biel/Bienne, Bellinzona, Neuchâtel, Thun, Köniz, Chur, Fribourg, Schaffhausen, Vernier, La Chaux-de-Fonds, Sion, Lancy, Uster, Dübendorf, Emmen, Zug, Kriens, Yverdon-les-Bains, Rapperswil-Jona, Dietikon, Meyrin, Gossau (SG), Herisau, Wittenbach

Population

Residents79’487^[4]

Foreign nationals34.6%

Aged 0–1918.3%

Aged 20–6463.8%

Aged 65+18.0%

Area39.38 km²^[5]

Sources

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.

Coat of arms: CHE St. Gallen COA.svg, ARK, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.