Appenzell Ausserrhoden · Bezirk Hinterland · BFS commune no. 3005^[7]

Stein (AR)

Left of CHF 100’000CHF 79’962per year, after tax and insurance

Income tax^[1]CHF 13’68813.7% of income

Health insurance^[3]CHF 529adult, per month

Residents^[4]1’4927.6% foreign nationals

Nearest job hub^[6]37 minto St. Gallen

Single person, gross income CHF 100’000, median insurer. See how Stein (AR) ranks for your household →
Compare Stein (AR) with another commune →

Stein (AR) has 1’492 residents, making it the 14th largest of the 20 communes in the canton of Appenzell Ausserrhoden.

8% of residents are foreign nationals, below the Swiss average of 28%.

A single person earning CHF 100’000 pays about CHF 13’688 a year in income tax here, less than in 3 of its 5 neighbouring communes.

The median standard adult health insurance premium is CHF 529 a month, below the Swiss median of CHF 564.

The closest of our job hubs by public transport is St. Gallen, about 37 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…^[1]

Profile	CHF 50’000	CHF 80’000	CHF 100’000	CHF 150’000	CHF 200’000	CHF 300’000
Single, no children	4’300 8.6%	9’580 12.0%	13’688 13.7%	25’802 17.2%	39’792 19.9%	69’993 23.3%
Married, single income, no children	2’115 4.2%	6’256 7.8%	9’822 9.8%	20’520 13.7%	34’182 17.1%	64’515 21.5%
Married, dual income (70/30), no children	1’564 3.1%	5’430 6.8%	8’755 8.8%	18’512 12.3%	30’528 15.3%	60’363 20.1%
Married, single income, 2 children	367 0.7%	3’600 4.5%	6’281 6.3%	16’197 10.8%	28’824 14.4%	59’058 19.7%

Tax multipliers 2026: canton 330%, commune 370%. Church tax, if you are a member: Protestant 70%, Roman Catholic 56%.^[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, single premium region of Appenzell Ausserrhoden.^[3]

	Cheapest insurer	Median insurer
Adult (26+), CHF 300 deductible, without accident cover	CHF 476	CHF 529
Child (0–18), CHF 0 deductible, with accident cover	CHF 110	CHF 133

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.^[6]

Hub	Minutes
St. Gallen	37
Wil SG	74
Winterthur	75
Zürich Airport	93
Rapperswil	95
Zürich Oerlikon	102
Wallisellen	103
Zürich HB	104

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

Commune	Tax CHF/yr^[1]	Premium CHF/mo^[3]	Population^[4]
Teufen (AR)	11’804	529	6’646
Schlatt-HaslenAI	12’046	441	1’091
Stein (AR)	13’688	529	1’492
Herisau	14’373	529	16’100
Hundwil	14’715	529	967
St. GallenSG	15’139	559	79’487

Population

Residents1’492^[4]

Foreign nationals7.6%

Aged 0–1923.5%

Aged 20–6453.9%

Aged 65+22.5%

Area9.36 km²^[5]

Sources

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.

Coat of arms: CHE Stein AR COA.svg, ARK, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.