Vicinus

Luzern vs St. Gallen

Luzern leaves you CHF 3’712 more per year than St. Gallen (CHF 309 a month).

Left per yearCHF 81’870CHF 6’822 a monthCHF 78’158CHF 6’513 a month
Income taxCHF 11’53511.5%CHF 15’13915.1%
Health insuranceCHF 6’595CHF 6’703
Income tax at other incomes
CHF 50’000CHF 3’535CHF 4’374
CHF 150’000CHF 21’299CHF 28’637
CHF 250’000CHF 46’353CHF 59’985
Tax multiplier, canton145%105%
Tax multiplier, commune145%138%
People and place
Residents86’69979’487
Foreign nationals28.2%34.6%
Aged 65+19.4%18.0%
Area37.4 km²39.38 km²

Per year, for the household and income above; median insurer. Excludes rent and commute costs. The better value in each row is highlighted.

12

Sources

  1. Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  2. Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  3. Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
  4. Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
  5. © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-03. Licence.
  6. Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.