Vicinus

Appenzell Ausserrhoden · Bezirk Mittelland · BFS commune no. 3023[7]

Coat of arms of SpeicherSpeicher

Left of CHF 100’000CHF 80’133per year, after tax and insurance
Income tax[1]CHF 13’51713.5% of income
Health insurance[3]CHF 529adult, per month
Residents[4]4’50512.0% foreign nationals
Nearest job hub[6]34 minto St. Gallen

Single person, gross income CHF 100’000, median insurer. See how Speicher ranks for your household →
Compare Speicher with another commune →

BühlerTeufen (AR)TrogenRehetobelSt. GallenEggersriet BühlerTeufen (AR)TrogenRehetobelSt. GallenEggersriet Speicher

Speicher has 4’505 residents, making it the 3rd largest of the 20 communes in the canton of Appenzell Ausserrhoden.

12% of residents are foreign nationals, below the Swiss average of 28%.

A single person earning CHF 100’000 pays about CHF 13’517 a year in income tax here, less than in 5 of its 6 neighbouring communes.

The median standard adult health insurance premium is CHF 529 a month, below the Swiss median of CHF 564.

The closest of our job hubs by public transport is St. Gallen, about 34 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…[1]

ProfileCHF 50’000CHF 80’000CHF 100’000CHF 150’000CHF 200’000CHF 300’000
Single, no children4’242
8.5%		9’456
11.8%		13’517
13.5%		25’505
17.0%		39’364
19.7%		69’300
23.1%
Married, single income, no children2’086
4.2%		6’173
7.7%		9’696
9.7%		20’273
13.5%		33’806
16.9%		63’876
21.3%
Married, dual income (70/30), no children1’541
3.1%		5’355
6.7%		8’638
8.6%		18’279
12.2%		30’176
15.1%		59’751
19.9%
Married, single income, 2 children362
0.7%		3’548
4.4%		6’192
6.2%		15’992
10.7%		28’492
14.2%		58’461
19.5%

Tax multipliers 2026: canton 330%, commune 360%. Church tax, if you are a member: Protestant 60%, Roman Catholic 65%.[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, single premium region of Appenzell Ausserrhoden.[3]

Cheapest insurerMedian insurer
Adult (26+), CHF 300 deductible, without accident coverCHF 476CHF 529
Child (0–18), CHF 0 deductible, with accident coverCHF 110CHF 133

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.[6]

HubMinutes
St. Gallen34
Wil SG74
Winterthur79
Zürich Airport97
Kreuzlingen101
Rapperswil103
Wallisellen106
Zürich HB108

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

CommuneTax CHF/yr[1]Premium CHF/mo[3]Population[4]
Teufen (AR)11’8045296’646
Speicher13’5175294’505
Bühler13’6885291’958
EggersrietSG14’1445222’370
Rehetobel14’5445291’710
Trogen15’0585291’905
St. GallenSG15’13955979’487

Population

Residents4’505[4]
Foreign nationals12.0%
Aged 0–1922.9%
Aged 20–6455.4%
Aged 65+21.7%
Area8.18 km²[5]

Sources

  1. Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  2. Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  3. Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
  4. Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
  5. © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-03. Licence.
  6. Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
  7. Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
  10. Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.

Coat of arms: CHE Speicher COA.svg, ARK, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.