St. Gallen · Wahlkreis St. Gallen · BFS commune no. 3442[7]
Gaiserwald
Single person, gross income CHF 100’000, median insurer. See how Gaiserwald ranks for your household →
Compare Gaiserwald with another commune →
Gaiserwald has 8’828 residents, making it the 18th largest of the 75 communes in the canton of St. Gallen.
16% of residents are foreign nationals, below the Swiss average of 28%.
With 23% of residents aged 65 or over, the population is older than the Swiss average (20%).
A single person earning CHF 100’000 pays about CHF 12’983 a year in income tax here, less than in any of its 5 neighbouring communes and among the lowest quarter in St. Gallen.
The median standard adult health insurance premium is CHF 559 a month, about the Swiss median of CHF 564.
The closest of our job hubs by public transport is St. Gallen, about 26 minutes away on a weekday morning.
Income tax
Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…[1]
| Profile | CHF 50’000 | CHF 80’000 | CHF 100’000 | CHF 150’000 | CHF 200’000 | CHF 300’000 |
|---|---|---|---|---|---|---|
| Single, no children | 3’706 7.4% | 8’846 11.1% | 12’983 13.0% | 24’845 16.6% | 38’324 19.2% | 67’596 22.5% |
| Married, single income, no children | 1’321 2.6% | 4’932 6.2% | 8’162 8.2% | 17’819 11.9% | 31’104 15.6% | 60’345 20.1% |
| Married, dual income (70/30), no children | 1’007 2.0% | 4’468 5.6% | 7’473 7.5% | 16’503 11.0% | 28’384 14.2% | 57’198 19.1% |
| Married, single income, 2 children | 0 0.0% | 1’958 2.4% | 4’137 4.1% | 12’884 8.6% | 24’762 12.4% | 53’919 18.0% |
Tax multipliers 2026: canton 105%, commune 99%. Church tax, if you are a member: Protestant 21%, Roman Catholic 21%.[2]
Health insurance premiums 2027
Monthly basic insurance premium, standard model, premium region 1 of St. Gallen.[3]
| Cheapest insurer | Median insurer | |
|---|---|---|
| Adult (26+), CHF 300 deductible, without accident cover | CHF 523 | CHF 559 |
| Child (0–18), CHF 0 deductible, with accident cover | CHF 123 | CHF 141 |
Commute to job hubs
Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.[6]
| Hub | Minutes |
|---|---|
| St. Gallen | 26 |
| Wil SG | 54 |
| Winterthur | 72 |
| Zürich Airport | 89 |
| Kreuzlingen | 89 |
| Frauenfeld | 94 |
| Rapperswil | 94 |
| Zürich Oerlikon | 98 |
Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →
Compared with neighbouring communes
Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).
| Commune | Tax CHF/yr[1] | Premium CHF/mo[3] | Population[4] |
|---|---|---|---|
| Gaiserwald | 12’983 | 559 | 8’828 |
| Andwil (SG) | 13’757 | 522 | 2’117 |
| Gossau (SG) | 13’923 | 559 | 18’943 |
| Wittenbach | 14’089 | 522 | 10’157 |
| Waldkirch | 14’255 | 522 | 3’581 |
| St. Gallen | 15’139 | 559 | 79’487 |
Population
Sources
- Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
- Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
- Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
- © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-03. Licence.
- Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
- Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
- Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
Coat of arms: Gaiserwald-blazon.svg, Taktaal, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.
