Vicinus

Lucerne · Wahlkreis Luzern-Stadt · BFS commune no. 1061[7]

Coat of arms of LuzernLuzern

Left of CHF 100’000CHF 81’870per year, after tax and insurance
Income tax[1]CHF 11’53511.5% of income
Health insurance[3]CHF 550adult, per month
Residents[4]86’69928.2% foreign nationals
Nearest job hub[6]13 minto Luzern

Single person, gross income CHF 100’000, median insurer. See how Luzern ranks for your household →
Compare Luzern with another commune →

EmmenAdligenswilEbikonHorwKriensMaltersMeggenWeggisNeuenkirchEnnetbürgenStansstad EmmenAdligenswilEbikonHorwKriensMaltersMeggenWeggisNeuenkirchEnnetbürgenStansstad Luzern

Luzern has 86’699 residents, making it the largest of the 79 communes in the canton of Lucerne.

28% of residents are foreign nationals, close to the Swiss average of 28%.

A single person earning CHF 100’000 pays about CHF 11’535 a year in income tax here, less than in 6 of its 11 neighbouring communes and among the lowest quarter in Lucerne.

The median standard adult health insurance premium is CHF 550 a month, about the Swiss median of CHF 564.

The closest of our job hubs by public transport is Luzern, about 13 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…[1]

ProfileCHF 50’000CHF 80’000CHF 100’000CHF 150’000CHF 200’000CHF 300’000
Single, no children3’535
7.1%		8’246
10.3%		11’535
11.5%		21’299
14.2%		33’044
16.5%		60’042
20.0%
Married, single income, no children890
1.8%		5’176
6.5%		8’251
8.3%		16’541
11.0%		28’456
14.2%		55’653
18.6%
Married, dual income (70/30), no children160
0.3%		4’090
5.1%		7’104
7.1%		14’895
9.9%		25’154
12.6%		51’843
17.3%
Married, single income, 2 children50
0.1%		1’880
2.4%		4’450
4.5%		11’949
8.0%		22’432
11.2%		49’542
16.5%

Tax multipliers 2026: canton 145%, commune 145%. Church tax, if you are a member: Protestant 25%, Roman Catholic 23%.[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 1 of Lucerne.[3]

Cheapest insurerMedian insurer
Adult (26+), CHF 300 deductible, without accident coverCHF 496CHF 550
Child (0–18), CHF 0 deductible, with accident coverCHF 124CHF 142

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.[6]

HubMinutes
Luzern13
Rotkreuz39
Zug46
Baar58
Olten65
Zürich HB78
Aarau81
Zürich Oerlikon92

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

CommuneTax CHF/yr[1]Premium CHF/mo[3]Population[4]
Meggen9’6795137’718
EnnetbürgenNW9’6844805’361
StansstadNW10’3984804’916
Weggis11’0295014’874
Horw11’36655015’939
Luzern11’53555086’699
Adligenswil12’8845135’704
Kriens12’88455030’685
Neuenkirch12’8845137’243
Malters13’2215137’930
Ebikon13’55955014’737
Emmen13’89655032’777

Compare Luzern with: Zürich, Genève, Basel, Lausanne, Bern, Winterthur, St. Gallen, Lugano, Biel/Bienne, Bellinzona, Neuchâtel, Thun, Köniz, Chur, Fribourg, Schaffhausen, Vernier, La Chaux-de-Fonds, Sion, Lancy, Uster, Dübendorf, Emmen, Zug, Kriens, Yverdon-les-Bains, Rapperswil-Jona, Dietikon, Meyrin, Horw, Ebikon

Population

Residents86’699[4]
Foreign nationals28.2%
Aged 0–1916.5%
Aged 20–6464.1%
Aged 65+19.4%
Area37.4 km²[5]

Sources

  1. Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  2. Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  3. Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
  4. Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
  5. © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-03. Licence.
  6. Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
  7. Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
  10. Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.

Coat of arms: CHE Luzern COA.svg, SpinnerLaserzthe2nd, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.