Vicinus

Horw vs Luzern

Luzern leaves you CHF 383 more per year than Horw (CHF 32 a month).

Left per yearCHF 66’883CHF 5’574 a monthCHF 67’266CHF 5’605 a month
Income taxCHF 11’36611.4%CHF 11’53511.5%
Health insuranceCHF 6’595CHF 6’595
Rent (2 rooms)CHF 15’156estimateCHF 14’604estimate
Income tax at other incomes
CHF 50’000CHF 3’479CHF 3’535
CHF 150’000CHF 21’018CHF 21’299
CHF 250’000CHF 45’820CHF 46’353
Tax multiplier, canton145%145%
Tax multiplier, commune140%145%
People and place
Residents15’93986’699
Language regionGermanGerman
Foreign nationals18.8%28.2%
Aged 65+21.5%19.4%
Area20.43 km²37.4 km²

Per year, for the household and income above; median insurer; average rent for 2 rooms (single), 3 rooms (couple) or 4 rooms (family). Excludes commute costs. The better value in each row is highlighted.

12

Sources

  1. Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  2. Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  3. Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
  4. Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023. Average rent by number of rooms (Structural Survey 2023); reference date 2023 (Structural Survey); downloaded 2026-11-03. Licence.
  5. Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
  6. © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-03. Licence.
  7. Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
  12. Source: Federal Statistical Office (FSO/BFS), language regions. Language regions (Structural Survey 2016–2020); reference date 2016–2020; downloaded 2026-11-03. Licence.