Lucerne · Wahlkreis Luzern-Land · BFS commune no. 1062^[7]

Malters

Left of CHF 100’000CHF 80’629per year, after tax and insurance

Income tax^[1]CHF 13’22113.2% of income

Health insurance^[3]CHF 513adult, per month

Residents^[4]7’93016.3% foreign nationals

Nearest job hub^[6]25 minto Luzern

Single person, gross income CHF 100’000, median insurer. See how Malters ranks for your household →
Compare Malters with another commune →

Malters has 7’930 residents, making it the 10th largest of the 79 communes in the canton of Lucerne.

16% of residents are foreign nationals, below the Swiss average of 28%.

A single person earning CHF 100’000 pays about CHF 13’221 a year in income tax here, less than in 4 of its 7 neighbouring communes.

The median standard adult health insurance premium is CHF 513 a month, below the Swiss median of CHF 564.

The closest of our job hubs by public transport is Luzern, about 25 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…^[1]

Profile	CHF 50’000	CHF 80’000	CHF 100’000	CHF 150’000	CHF 200’000	CHF 300’000
Single, no children	4’100 8.2%	9’502 11.9%	13’221 13.2%	24’098 16.1%	37’054 18.5%	66’669 22.2%
Married, single income, no children	1’023 2.0%	5’982 7.5%	9’496 9.5%	18’833 12.6%	31’986 16.0%	61’827 20.6%
Married, dual income (70/30), no children	179 0.4%	4’747 5.9%	8’220 8.2%	17’057 11.4%	28’480 14.2%	57’765 19.3%
Married, single income, 2 children	50 0.1%	2’195 2.7%	5’209 5.2%	13’700 9.1%	25’352 12.7%	55’092 18.4%

Tax multipliers 2026: canton 145%, commune 195%. Church tax, if you are a member: Protestant 25%, Roman Catholic 30%.^[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 2 of Lucerne.^[3]

	Cheapest insurer	Median insurer
Adult (26+), CHF 300 deductible, without accident cover	CHF 460	CHF 513
Child (0–18), CHF 0 deductible, with accident cover	CHF 115	CHF 131

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.^[6]

Hub	Minutes
Luzern	25
Rotkreuz	54
Zug	58
Baar	70
Olten	72
Aarau	90
Zürich HB	91
Liestal	101

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

Commune	Tax CHF/yr^[1]	Premium CHF/mo^[3]	Population^[4]
Luzern	11’535	550	86’699
Kriens	12’884	550	30’685
Neuenkirch	12’884	513	7’243
Malters	13’221	513	7’930
Ruswil	13’390	513	7’645
Entlebuch	13’727	501	3’409
Schwarzenberg	13’727	501	1’808
Werthenstein	13’896	513	2’161

Population

Residents7’930^[4]

Foreign nationals16.3%

Aged 0–1921.5%

Aged 20–6460.5%

Aged 65+18.1%

Area28.57 km²^[5]

Sources

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.

Coat of arms: Coat of arms of Malters.svg, ARK, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.