Appenzell Innerrhoden · Kanton Appenzell Innerrhoden · BFS commune no. 3112^[7]

Schwende-Rüte

Left of CHF 100’000CHF 83’003per year, after tax and insurance

Income tax^[1]CHF 11’70711.7% of income

Health insurance^[3]CHF 441adult, per month

Residents^[4]6’1948.9% foreign nationals

Nearest job hub^[6]62 minto St. Gallen

Single person, gross income CHF 100’000, median insurer. See how Schwende-Rüte ranks for your household →
Compare Schwende-Rüte with another commune →

Schwende-Rüte has 6’194 residents, making it the largest of the 5 communes in the canton of Appenzell Innerrhoden.

9% of residents are foreign nationals, below the Swiss average of 28%.

A single person earning CHF 100’000 pays about CHF 11’707 a year in income tax here, less than in 6 of its 9 neighbouring communes.

The median standard adult health insurance premium is CHF 441 a month, below the Swiss median of CHF 564.

The closest of our job hubs by public transport is St. Gallen, about 62 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…^[1]

Profile	CHF 50’000	CHF 80’000	CHF 100’000	CHF 150’000	CHF 200’000	CHF 300’000
Single, no children	3’764 7.5%	8’226 10.3%	11’707 11.7%	22’172 14.8%	33’888 16.9%	58’845 19.6%
Married, single income, no children	1’691 3.4%	5’146 6.4%	8’139 8.1%	17’102 11.4%	28’876 14.4%	55’260 18.4%
Married, dual income (70/30), no children	1’545 3.1%	4’843 6.1%	7’603 7.6%	15’777 10.5%	26’036 13.0%	51’837 17.3%
Married, single income, 2 children	586 1.2%	2’963 3.7%	5’288 5.3%	13’655 9.1%	24’296 12.1%	50’682 16.9%

Tax multipliers 2026: canton 96%, commune 81%. Church tax, if you are a member: Protestant 10%, Roman Catholic 11%.^[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, single premium region of Appenzell Innerrhoden.^[3]

	Cheapest insurer	Median insurer
Adult (26+), CHF 300 deductible, without accident cover	CHF 406	CHF 441
Child (0–18), CHF 0 deductible, with accident cover	CHF 99	CHF 116

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.^[6]

Hub	Minutes
St. Gallen	62
Wil SG	87
Winterthur	98
Rapperswil	110
Zürich Airport	116
Pfäffikon SZ	121
Zürich Oerlikon	123
Frauenfeld	126

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

Commune	Tax CHF/yr^[1]	Premium CHF/mo^[3]	Population^[4]
Appenzell	10’294	441	6’191
SennwaldSG	11’379	499	6’428
Gonten	11’424	441	1’480
Schwende-Rüte	11’707	441	6’194
Oberriet (SG)SG	12’762	499	9’417
GaisAR	13’089	529	3’150
EichbergSG	13’259	499	1’614
AltstättenSG	13’425	499	12’788
Wildhaus-Alt St. JohannSG	14’033	499	2’614
HundwilAR	14’715	529	967

Population

Residents6’194^[4]

Foreign nationals8.9%

Aged 0–1921.4%

Aged 20–6458.4%

Aged 65+20.2%

Area98.33 km²^[5]

Sources

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.

Coat of arms: CHE Schwende-Rüte COA.svg, SpinnerLaserzthe2nd, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.