St. Gallen · Wahlkreis Sarganserland · BFS commune no. 3294^[7]

Pfäfers

Left of CHF 100’000CHF 78’712per year, after tax and insurance

Income tax^[1]CHF 15’02915.0% of income

Health insurance^[3]CHF 522adult, per month

Residents^[4]1’64715.5% foreign nationals

Nearest job hub^[6]55 minto Chur

Single person, gross income CHF 100’000, median insurer. See how Pfäfers ranks for your household →
Compare Pfäfers with another commune →

Pfäfers has 1’647 residents, making it the 67th largest of the 75 communes in the canton of St. Gallen.

16% of residents are foreign nationals, below the Swiss average of 28%.

With 24% of residents aged 65 or over, the population is older than the Swiss average (20%).

A single person earning CHF 100’000 pays about CHF 15’029 a year in income tax here, more than in any of its 10 neighbouring communes and among the highest quarter in St. Gallen.

The median standard adult health insurance premium is CHF 522 a month, below the Swiss median of CHF 564.

The closest of our job hubs by public transport is Chur, about 55 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…^[1]

Profile	CHF 50’000	CHF 80’000	CHF 100’000	CHF 150’000	CHF 200’000	CHF 300’000
Single, no children	4’339 8.7%	10’287 12.9%	15’029 15.0%	28’441 19.0%	43’508 21.8%	75’945 25.3%
Married, single income, no children	1’547 3.1%	5’745 7.2%	9’464 9.5%	20’471 13.6%	35’308 17.7%	67’701 22.6%
Married, dual income (70/30), no children	1’189 2.4%	5’237 6.5%	8’724 8.7%	19’077 12.7%	32’478 16.2%	64’404 21.5%
Married, single income, 2 children	0 0.0%	2’314 2.9%	4’887 4.9%	14’904 9.9%	28’264 14.1%	60’558 20.2%

Tax multipliers 2026: canton 105%, commune 136%. Church tax, if you are a member: Protestant 22%, Roman Catholic 24%.^[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 2 of St. Gallen.^[3]

	Cheapest insurer	Median insurer
Adult (26+), CHF 300 deductible, without accident cover	CHF 484	CHF 522
Child (0–18), CHF 0 deductible, with accident cover	CHF 112	CHF 131

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.^[6]

Hub	Minutes
Chur	55
Pfäffikon SZ	104
St. Gallen	116
Rapperswil	116
Zürich HB	126
Zürich Altstetten	132
Zürich Oerlikon	134
Uster	137

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

Commune	Tax CHF/yr^[1]	Premium CHF/mo^[3]	Population^[4]
FlimsGR	10’884	513	2’954
UntervazGR	12’394	513	2’676
ChurGR	12’575	550	39’753
Bad Ragaz	12’596	522	6’836
TrinGR	12’998	513	1’574
LandquartGR	12’998	513	9’281
FelsbergGR	13’300	513	2’849
TaminsGR	13’300	513	1’225
Glarus SüdGL	13’330	517	9’634
Mels	14’421	522	9’581
Pfäfers	15’029	522	1’647

Population

Residents1’647^[4]

Foreign nationals15.5%

Aged 0–1920.8%

Aged 20–6455.0%

Aged 65+24.2%

Area128.46 km²^[5]

Sources

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.

Coat of arms: Pfäfers-blazon.svg, Taktaal, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.