Vicinus

Obwalden · Kanton Obwalden · BFS commune no. 1404[7]

Coat of arms of KernsKerns

Left of CHF 100’000CHF 81’731per year, after tax and insurance
Income tax[1]CHF 12’46212.5% of income
Health insurance[3]CHF 484adult, per month
Residents[4]6’55712.5% foreign nationals
Nearest job hub[6]52 minto Luzern

Single person, gross income CHF 100’000, median insurer. See how Kerns ranks for your household →
Compare Kerns with another commune →

HaslibergInnertkirchenAlpnachLungernSachselnSarnenDallenwilEnnetmoosWolfenschiessen HaslibergInnertkirchenAlpnachLungernSarnenDallenwilEnnetmoos Kerns

Kerns has 6’557 residents, making it the 3rd largest of the 7 communes in the canton of Obwalden.

12% of residents are foreign nationals, below the Swiss average of 28%.

A single person earning CHF 100’000 pays about CHF 12’462 a year in income tax here, less than in 4 of its 9 neighbouring communes.

The median standard adult health insurance premium is CHF 484 a month, below the Swiss median of CHF 564.

The closest of our job hubs by public transport is Luzern, about 52 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…[1]

ProfileCHF 50’000CHF 80’000CHF 100’000CHF 150’000CHF 200’000CHF 300’000
Single, no children4’621
9.2%		9’206
11.5%		12’462
12.5%		22’014
14.7%		33’274
16.6%		58’125
19.4%
Married, single income, no children2’734
5.5%		6’963
8.7%		10’083
10.1%		18’543
12.4%		29’794
14.9%		54’699
18.2%
Married, dual income (70/30), no children2’060
4.1%		6’079
7.6%		9’178
9.2%		17’138
11.4%		26’902
13.5%		51’342
17.1%
Married, single income, 2 children343
0.7%		4’164
5.2%		6’883
6.9%		15’110
10.1%		25’344
12.7%		50’250
16.8%

Tax multipliers 2026: canton 325%, commune 470%. Church tax, if you are a member: Protestant 54%, Roman Catholic 67%.[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, single premium region of Obwalden.[3]

Cheapest insurerMedian insurer
Adult (26+), CHF 300 deductible, without accident coverCHF 450CHF 484
Child (0–18), CHF 0 deductible, with accident coverCHF 104CHF 125

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.[6]

HubMinutes
Luzern52
Zug88
Rotkreuz92
Baar100
Olten103
Aarau118
Zürich HB120
Bern128

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

CommuneTax CHF/yr[1]Premium CHF/mo[3]Population[4]
EnnetmoosNW10’2634802’313
Sarnen11’32548410’906
DallenwilNW11’4214801’856
WolfenschiessenNW11’6144802’174
Kerns12’4624846’557
Sachseln12’4624845’300
Alpnach12’6654846’594
Lungern13’2064842’132
InnertkirchenBE16’5615591’079
HaslibergBE18’1855591’125

Population

Residents6’557[4]
Foreign nationals12.5%
Aged 0–1921.6%
Aged 20–6458.7%
Aged 65+19.7%
Area92.58 km²[5]

Sources

  1. Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  2. Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  3. Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
  4. Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
  5. © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-03. Licence.
  6. Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
  7. Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
  10. Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.

Coat of arms: CHE Kerns COA.svg, SpinnerLaserzthe2nd, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.