Lucerne · Wahlkreis Luzern-Land · BFS commune no. 1066^[8]

Schwarzenberg

Left of CHF 100’000CHF 65’818per year, after tax, insurance and rent

Income tax^[1]CHF 13’72713.7% of income

Health insurance^[3]CHF 501adult, per month

Rent, 2 rooms^[4]≈ CHF 1’204per month, estimate

Residents^[5]1’8088.2% foreign nationals

Language region^[12]Germanmajority main language

Nearest job hub^[7]87 minto Luzern

Single person, gross income CHF 100’000, median insurer, 2-room flat. See how Schwarzenberg ranks for your household →
Compare Schwarzenberg with another commune →

Schwarzenberg has 1’808 residents, making it the 56th largest of the 79 communes in the canton of Lucerne.

8% of residents are foreign nationals, below the Swiss average of 28%.

A single person earning CHF 100’000 pays about CHF 13’727 a year in income tax here, less than in 1 of its 6 neighbouring communes.

The median standard adult health insurance premium is CHF 501 a month, below the Swiss median of CHF 564.

The closest of our job hubs by public transport is Luzern, about 87 minutes away on a weekday morning.

Living here

Sunshine per year⁠^[13]: 1’570 h; Less sunny than 80% of Swiss communes; MeteoSwiss, normals 1991–2020; average over where people live, terrain shade included
Winter sunshine, Nov–Feb (a fog indicator)⁠^[13]: 310 h; More winter sun than 70% of communes; MeteoSwiss, normals 1991–2020. Little winter sun usually means fog or a shaded valley; it is not a count of fog days
Residents with road noise above 55 dB(A) by day⁠^[14]: 6%; Less than in 75% of communes; BAFU sonBASE road noise model 2021; estimate from where people live
Residents with rail noise above 55 dB(A) by day⁠^[14]: 0%; Median: Lucerne 0%, Switzerland 0%; BAFU sonBASE rail noise model 2021; estimate from where people live
Residents in areas where heavy rain can flood the ground over 10 cm deep⁠^[15]: –; Not available for this canton; BAFU surface runoff hazard map 2018; an overview, not an assessment of any building

Federal overview map only. For floods, landslides and avalanches at a specific address, check the canton's hazard map. Open the federal hazard maps here →

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…^[1]

Profile	CHF 50’000	CHF 80’000	CHF 100’000	CHF 150’000	CHF 200’000	CHF 300’000
Single, no children	4’269 8.5%	9’879 12.3%	13’727 13.7%	24’938 16.6%	38’256 19.1%	68’658 22.9%
Married, single income, no children	1’063 2.1%	6’224 7.8%	9’869 9.9%	19’520 13.0%	33’044 16.5%	63’678 21.2%
Married, dual income (70/30), no children	185 0.4%	4’945 6.2%	8’555 8.6%	17’705 11.8%	29’476 14.7%	59’541 19.8%
Married, single income, 2 children	50 0.1%	2’290 2.9%	5’437 5.4%	14’225 9.5%	26’228 13.1%	56’757 18.9%

Tax multipliers 2026: canton 145%, commune 210%. Church tax, if you are a member: Protestant 25%, Roman Catholic 32%.^[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 3 of Lucerne.^[3]

	Cheapest insurer	Median insurer
Adult (26+), CHF 300 deductible, without accident cover	CHF 441	CHF 501
Child (0–18), CHF 0 deductible, with accident cover	CHF 110	CHF 126

Rent

Average monthly net rent (without service charges and heating) paid by tenants, BFS Structural Survey 2023.^[4]

Flat	CHF/month	Basis
2 rooms single	≈ CHF 1’204	Estimate
3 rooms couple	≈ CHF 1’450	Estimate
4 rooms family	≈ CHF 1’691	Estimate

BFS publishes no rent for this commune, so these are estimates (≈), not measured figures: the canton’s average rent, adjusted for the type of commune. New leases usually cost more than these averages. How rent is estimated

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.^[7]

Hub	Minutes
Luzern	87
Rotkreuz	112
Zug	121
Olten	132
Baar	135
Aarau	148
Zürich HB	157
Liestal	158

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

Commune	Tax CHF/yr^[1]	Premium CHF/mo^[3]	Population^[5]
Hergiswil (NW)NW	9’105	480	6’316
AlpnachOW	12’665	484	6’594
Kriens	12’884	550	30’685
Malters	13’221	513	7’930
Schwarzenberg	13’727	501	1’808
Entlebuch	13’727	501	3’409
Werthenstein	13’896	513	2’161

Population

Residents1’808^[5]

Foreign nationals8.2%

Aged 0–1922.5%

Aged 20–6457.7%

Aged 65+19.8%

Area39.3 km²^[6]

Sources

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023. Average rent by number of rooms (Structural Survey 2023); reference date 2023 (Structural Survey); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), language regions. Language regions (Structural Survey 2016–2020); reference date 2016–2020; downloaded 2026-11-03. Licence.
Source: MeteoSwiss. Sunshine duration, climate normals 1991–2020 (spatial analysis); reference date 1991–2020; downloaded 2026-11-03. Licence.
Source: Federal Office for the Environment (FOEN/BAFU), sonBASE. Road and rail noise by day, sonBASE (model 2021); reference date 2021; downloaded 2026-11-03. Licence.
Source: FOEN/BAFU, cantonal building insurers (VKG), Swiss Insurance Association (SVV), surface runoff hazard map. Surface runoff hazard map (2018); reference date 2018-05-22; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Population and households statistics (STATPOP) 2025, hectare data; reference date 2025-12-31; downloaded 2026-11-03. Licence.

Coat of arms: Coat of arms of Schwarzenberg LU.svg, ARK, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.