Vicinus

Ticino · Distretto di Lugano · BFS commune no. 5192[7]

Coat of arms of LuganoLugano

Left of CHF 100’000CHF 78’078per year, after tax and insurance
Income tax[1]CHF 13’37313.4% of income
Health insurance[3]CHF 712adult, per month
Residents[4]63’69140.9% foreign nationals
Nearest job hub[6]13 minto Lugano

Single person, gross income CHF 100’000, median insurer. See how Lugano ranks for your household →
Compare Lugano with another commune →

ArognoBioggioCanobbioCaslanoGranciaMassagnoMelideMorcoteMuzzanoParadisoPonte CapriascaPorzaSavosaSorengoCapriascaVeziaVico MorcoteCollina d'Oro ArognoCaslanoGranciaMelideMorcoteMuzzanoParadisoPonte CapriascaSorengoCapriascaVico MorcoteCollina d'Oro Lugano

Lugano has 63’691 residents, making it the largest of the 100 communes in the canton of Ticino.

41% of residents are foreign nationals, above the Swiss average of 28%.

With 23% of residents aged 65 or over, the population is older than the Swiss average (20%).

A single person earning CHF 100’000 pays about CHF 13’373 a year in income tax here, less than in 7 of its 18 neighbouring communes.

The median standard adult health insurance premium is CHF 712 a month, above the Swiss median of CHF 564.

The closest of our job hubs by public transport is Lugano, about 13 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…[1]

ProfileCHF 50’000CHF 80’000CHF 100’000CHF 150’000CHF 200’000CHF 300’000
Single, no children3’175
6.3%		8’765
11.0%		13’373
13.4%		26’555
17.7%		41’848
20.9%		75’360
25.1%
Married, single income, no children941
1.9%		4’184
5.2%		7’841
7.8%		19’688
13.1%		34’540
17.3%		68’679
22.9%
Married, dual income (70/30), no children190
0.4%		2’486
3.1%		5’576
5.6%		16’333
10.9%		29’692
14.8%		63’063
21.0%
Married, single income, 2 children40
0.1%		929
1.2%		2’677
2.7%		12’543
8.4%		26’262
13.1%		59’772
19.9%

Tax multipliers 2026: canton 100%, commune 77%. Church tax, if you are a member: Protestant 0%, Roman Catholic 0%.[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 1 of Ticino.[3]

Cheapest insurerMedian insurer
Adult (26+), CHF 300 deductible, without accident coverCHF 677CHF 712
Child (0–18), CHF 0 deductible, with accident coverCHF 157CHF 186

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.[6]

HubMinutes
Lugano13
Bellinzona45
Locarno61
Zug129
Rotkreuz140
Luzern141
Baar141
Zürich HB157

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

CommuneTax CHF/yr[1]Premium CHF/mo[3]Population[4]
Porza11’9907121’696
Paradiso12’1227124’806
Collina d'Oro12’2547124’932
Bioggio12’5837122’802
Melide12’5837121’812
Sorengo12’5837122’153
Vico Morcote12’583712398
Massagno12’9127126’976
Grancia13’241712457
Muzzano13’241712775
Savosa13’2417122’315
Lugano13’37371263’691
Canobbio13’4397122’403
Morcote13’570712681
Caslano13’8997124’393
Ponte Capriasca13’8997121’965
Vezia14’2297121’957
Capriasca14’4927126’702
Arogno14’558712931

Compare Lugano with: Zürich, Genève, Basel, Lausanne, Bern, Winterthur, Luzern, St. Gallen, Biel/Bienne, Bellinzona, Neuchâtel, Thun, Köniz, Chur, Fribourg, Schaffhausen, Vernier, La Chaux-de-Fonds, Sion, Lancy, Uster, Dübendorf, Emmen, Zug, Kriens, Yverdon-les-Bains, Rapperswil-Jona, Dietikon, Meyrin

Population

Residents63’691[4]
Foreign nationals40.9%
Aged 0–1916.6%
Aged 20–6460.3%
Aged 65+23.1%
Area86.21 km²[5]

Sources

  1. Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  2. Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  3. Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
  4. Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
  5. © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-03. Licence.
  6. Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
  7. Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
  10. Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.

Coat of arms: CHE Lugano COA.svg, Daniel FR, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.