Ticino · Distretto di Lugano · BFS commune no. 5236^[8]

Collina d'Oro

Left of CHF 100’000CHF 66’717per year, after tax, insurance and rent

Income tax^[1]CHF 12’25412.3% of income

Health insurance^[3]CHF 712adult, per month

Rent, 2 rooms^[4]≈ CHF 1’040per month, estimate

Residents^[5]4’93236.8% foreign nationals

Language region^[12]Italianmajority main language

Nearest job hub^[7]17 minto Lugano

Single person, gross income CHF 100’000, median insurer, 2-room flat. See how Collina d'Oro ranks for your household →
Compare Collina d'Oro with another commune →

Collina d'Oro has 4’932 residents, making it the 14th largest of the 100 communes in the canton of Ticino.

37% of residents are foreign nationals, above the Swiss average of 28%.

With 23% of residents aged 65 or over, the population is older than the Swiss average (20%).

A single person earning CHF 100’000 pays about CHF 12’254 a year in income tax here, less than in any of its 7 neighbouring communes and among the lowest quarter in Ticino.

The median standard adult health insurance premium is CHF 712 a month, above the Swiss median of CHF 564.

The closest of our job hubs by public transport is Lugano, about 17 minutes away on a weekday morning.

Living here

Sunshine per year⁠^[13]: 2’070 h; Sunnier than 95% of Swiss communes; MeteoSwiss, normals 1991–2020; average over where people live, terrain shade included
Winter sunshine, Nov–Feb (a fog indicator)⁠^[13]: 460 h; More winter sun than 95% of communes; MeteoSwiss, normals 1991–2020. Little winter sun usually means fog or a shaded valley; it is not a count of fog days
Residents with road noise above 55 dB(A) by day⁠^[14]: 20%; More than in 70% of communes; BAFU sonBASE road noise model 2021; estimate from where people live
Residents with rail noise above 55 dB(A) by day⁠^[14]: 0%; Median: Ticino 0%, Switzerland 0%; BAFU sonBASE rail noise model 2021; estimate from where people live
Residents in areas where heavy rain can flood the ground over 10 cm deep⁠^[15]: 3%; Median: Ticino 8%, Switzerland 7%; BAFU surface runoff hazard map 2018; an overview, not an assessment of any building
Residents with fibre to the building (estimate)⁠^[16]: ≈ 12%; Less than in 60% of communes; BAKOM broadband atlas 2026; estimated from 250 m squares published in classes; fibre at least as far as the building (FTTB/FTTH)
Electricity price, 5-room flat (ElCom profile H4)⁠^[17]: 25.9 Rp./kWh; About CHF 1’170 a year for 4’500 kWh · Cheaper than in 60% of communes; ElCom tariffs 2027, standard product of the network operator, excl. VAT; operator: Aziende Industriali di Lugano (AIL) SA
Vacancy rate (share of dwellings standing empty)⁠^[18]: 3.03%; Switzerland 0.93%, canton TI 1.78%. A low rate means flats are hard to find; BFS dwelling vacancy survey, 1 June 2026: 92 empty dwellings for rent or sale

Federal overview map only. For floods, landslides and avalanches at a specific address, check the canton's hazard map. Open the federal hazard maps here →

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…^[1]

Profile	CHF 50’000	CHF 80’000	CHF 100’000	CHF 150’000	CHF 200’000	CHF 300’000
Single, no children	2’892 5.8%	8’012 10.0%	12’254 12.3%	24’488 16.3%	38’766 19.4%	70’194 23.4%
Married, single income, no children	861 1.7%	3’830 4.8%	7’186 7.2%	18’107 12.1%	31’988 16.0%	63’987 21.3%
Married, dual income (70/30), no children	176 0.4%	2’273 2.8%	5’099 5.1%	14’990 10.0%	27’404 13.7%	58’686 19.6%
Married, single income, 2 children	40 0.1%	843 1.1%	2’424 2.4%	11’510 7.7%	24’268 12.1%	55’698 18.6%

Tax multipliers 2026: canton 100%, commune 60%. Church tax, if you are a member: Protestant 0%, Roman Catholic 0%.^[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 1 of Ticino.^[3]

	Cheapest insurer	Median insurer
Adult (26+), CHF 300 deductible, without accident cover	CHF 677	CHF 712
Child (0–18), CHF 0 deductible, with accident cover	CHF 157	CHF 186

Rent

Average monthly net rent (without service charges and heating) paid by tenants, BFS Structural Survey 2023.^[4]

Flat	CHF/month	Basis
2 rooms single	≈ CHF 1’040	Estimate
3 rooms couple	≈ CHF 1’213	Estimate
4 rooms family	≈ CHF 1’459	Estimate

BFS publishes no rent for this commune, so these are estimates (≈), not measured figures: the canton’s average rent, adjusted for the type of commune. New leases usually cost more than these averages. How rent is estimated

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.^[7]

Hub	Minutes
Lugano	17
Bellinzona	51
Locarno	69
Zug	132
Luzern	143
Baar	143
Rotkreuz	143
Zürich HB	159

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

Commune	Tax CHF/yr^[1]	Premium CHF/mo^[3]	Population^[5]
Collina d'Oro	12’254	712	4’932
Sorengo	12’583	712	2’153
Grancia	13’241	712	457
Muzzano	13’241	712	775
Lugano	13’373	712	63’691
Magliaso	13’439	712	1’609
Agno	13’702	712	4’582
Caslano	13’899	712	4’393

Population

Residents4’932^[5]

Foreign nationals36.8%

Aged 0–1919.7%

Aged 20–6457.4%

Aged 65+22.9%

Area7.45 km²^[6]

Sources

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023. Average rent by number of rooms (Structural Survey 2023); reference date 2023 (Structural Survey); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), language regions. Language regions (Structural Survey 2016–2020); reference date 2016–2020; downloaded 2026-11-03. Licence.
Source: MeteoSwiss. Sunshine duration, climate normals 1991–2020 (spatial analysis); reference date 1991–2020; downloaded 2026-11-03. Licence.
Source: Federal Office for the Environment (FOEN/BAFU), sonBASE. Road and rail noise by day, sonBASE (model 2021); reference date 2021; downloaded 2026-11-03. Licence.
Source: FOEN/BAFU, cantonal building insurers (VKG), Swiss Insurance Association (SVV), surface runoff hazard map. Surface runoff hazard map (2018); reference date 2018-05-22; downloaded 2026-11-03. Licence.
Source: Federal Office of Communications (OFCOM/BAKOM), broadband atlas. Broadband atlas: fibre connections FTTB/FTTH (2026); reference date 2026-04-30; downloaded 2026-11-03. Licence.
Source: Federal Electricity Commission (ElCom), electricity tariffs 2027. Electricity tariffs 2027, consumption profile H4; reference date 2027-01-01; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), dwelling vacancy survey 2026. Dwelling vacancy survey 2026; reference date 2026-06-01; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Population and households statistics (STATPOP) 2025, hectare data; reference date 2025-12-31; downloaded 2026-11-03. Licence.

Coat of arms: CHE Collina d'Oro COA.svg, ARK, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.