Zürich · Bezirk Horgen · BFS commune no. 295^[8]

Horgen

Left of CHF 100’000CHF 64’917per year, after tax, insurance and rent

Income tax^[1]CHF 10’47610.5% of income

Health insurance^[3]CHF 569adult, per month

Rent, 2 rooms^[4]≈ CHF 1’482per month, estimate

Residents^[5]24’64131.6% foreign nationals

Language region^[12]Germanmajority main language

Nearest job hub^[7]36 minto Zürich HB

Single person, gross income CHF 100’000, median insurer, 2-room flat. See how Horgen ranks for your household →
Compare Horgen with another commune →

Horgen has 24’641 residents, making it the 8th largest of the 160 communes in the canton of Zürich.

32% of residents are foreign nationals, above the Swiss average of 28%.

A single person earning CHF 100’000 pays about CHF 10’476 a year in income tax here, less than in 3 of its 7 neighbouring communes and among the lowest quarter in Zürich.

The median standard adult health insurance premium is CHF 569 a month, about the Swiss median of CHF 564.

The closest of our job hubs by public transport is Zürich HB, about 36 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…^[1]

Profile	CHF 50’000	CHF 80’000	CHF 100’000	CHF 150’000	CHF 200’000	CHF 300’000
Single, no children	2’844 5.7%	6’994 8.7%	10’476 10.5%	21’366 14.2%	35’076 17.5%	66’675 22.2%
Married, single income, no children	1’472 2.9%	4’535 5.7%	7’288 7.3%	15’681 10.5%	27’924 14.0%	57’012 19.0%
Married, dual income (70/30), no children	845 1.7%	3’521 4.4%	6’069 6.1%	13’842 9.2%	24’436 12.2%	52’650 17.6%
Married, single income, 2 children	126 0.3%	1’839 2.3%	3’617 3.6%	11’053 7.4%	21’884 10.9%	50’184 16.7%

Tax multipliers 2026: canton 95%, commune 90%. Church tax, if you are a member: Protestant 10%, Roman Catholic 8%.^[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 2 of Zürich.^[3]

	Cheapest insurer	Median insurer
Adult (26+), CHF 300 deductible, without accident cover	CHF 524	CHF 569
Child (0–18), CHF 0 deductible, with accident cover	CHF 127	CHF 147

Rent

Average monthly net rent (without service charges and heating) paid by tenants, BFS Structural Survey 2023.^[4]

Flat	CHF/month	Basis
2 rooms single	≈ CHF 1’482	Estimate
3 rooms couple	CHF 1’705	Measured, BFS 2023 ± 116
4 rooms family	CHF 2’030	Measured, BFS 2023 ± 138

BFS publishes 3- and 4-room rents for this commune; ± is the 95% confidence interval. Other sizes are estimates (≈): the measured rent × the canton’s ratio between the two sizes. New leases usually cost more than these averages. How rent is estimated

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.^[7]

Hub	Minutes
Zürich HB	36
Pfäffikon SZ	38
Baar	39
Zürich Oerlikon	44
Zug	44
Zürich Airport	50
Zürich Altstetten	51
Wallisellen	51

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

Commune	Tax CHF/yr^[1]	Premium CHF/mo^[3]	Population^[5]
MenzingenZG	5’405	415	4’824
NeuheimZG	5’516	415	2’523
Thalwil	9’908	569	18’835
Oberrieden	10’192	536	5’410
Horgen	10’476	569	24’641
Wädenswil	11’044	569	26’012
Langnau am Albis	11’233	536	8’097
Hausen am Albis	11’517	536	3’956

Compare Horgen with: Wädenswil, Thalwil

Population

Residents24’641^[5]

Foreign nationals31.6%

Aged 0–1921.3%

Aged 20–6460.0%

Aged 65+18.7%

Area30.83 km²^[6]

Sources

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023. Average rent by number of rooms (Structural Survey 2023); reference date 2023 (Structural Survey); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), language regions. Language regions (Structural Survey 2016–2020); reference date 2016–2020; downloaded 2026-11-03. Licence.

Coat of arms: CHE Horgen COA.svg, Fenn-O-maniC, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.