St. Gallen · Wahlkreis St. Gallen · BFS commune no. 3444^[8]

Waldkirch

Left of CHF 100’000CHF 66’790per year, after tax, insurance and rent

Income tax^[1]CHF 14’25514.3% of income

Health insurance^[3]CHF 522adult, per month

Rent, 2 rooms^[4]≈ CHF 1’058per month, estimate

Residents^[5]3’5819.3% foreign nationals

Language region^[12]Germanmajority main language

Nearest job hub^[7]40 minto St. Gallen

Single person, gross income CHF 100’000, median insurer, 2-room flat. See how Waldkirch ranks for your household →
Compare Waldkirch with another commune →

Waldkirch has 3’581 residents, making it the 52nd largest of the 75 communes in the canton of St. Gallen.

9% of residents are foreign nationals, below the Swiss average of 28%.

A single person earning CHF 100’000 pays about CHF 14’255 a year in income tax here, more than in any of its 8 neighbouring communes.

The median standard adult health insurance premium is CHF 522 a month, below the Swiss median of CHF 564.

The closest of our job hubs by public transport is St. Gallen, about 40 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…^[1]

Profile	CHF 50’000	CHF 80’000	CHF 100’000	CHF 150’000	CHF 200’000	CHF 300’000
Single, no children	4’100 8.2%	9’742 12.2%	14’255 14.3%	27’081 18.1%	41’548 20.8%	72’786 24.3%
Married, single income, no children	1’462 2.9%	5’437 6.8%	8’971 9.0%	19’467 13.0%	33’718 16.9%	64’917 21.6%
Married, dual income (70/30), no children	1’120 2.2%	4’946 6.2%	8’251 8.3%	18’104 12.1%	30’928 15.5%	61’677 20.6%
Married, single income, 2 children	0 0.0%	2’179 2.7%	4’603 4.6%	14’140 9.4%	26’940 13.5%	58’047 19.3%

Tax multipliers 2026: canton 105%, commune 122%. Church tax, if you are a member: Protestant 28%, Roman Catholic 24%.^[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 2 of St. Gallen.^[3]

	Cheapest insurer	Median insurer
Adult (26+), CHF 300 deductible, without accident cover	CHF 484	CHF 522
Child (0–18), CHF 0 deductible, with accident cover	CHF 112	CHF 131

Rent

Average monthly net rent (without service charges and heating) paid by tenants, BFS Structural Survey 2023.^[4]

Flat	CHF/month	Basis
2 rooms single	≈ CHF 1’058	Estimate
3 rooms couple	≈ CHF 1’333	Estimate
4 rooms family	≈ CHF 1’529	Estimate

BFS publishes no rent for this commune, so these are estimates (≈), not measured figures: the canton’s average rent, adjusted for the type of commune. New leases usually cost more than these averages. How rent is estimated

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.^[7]

Hub	Minutes
St. Gallen	40
Wil SG	56
Winterthur	75
Zürich Airport	92
Frauenfeld	94
Zürich Oerlikon	97
Zürich HB	108
Rapperswil	108

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

Commune	Tax CHF/yr^[1]	Premium CHF/mo^[3]	Population^[5]
Gaiserwald	12’983	559	8’828
Hauptwil-GottshausTG	13’390	530	2’121
BischofszellTG	13’751	530	6’438
Andwil (SG)	13’757	522	2’117
Häggenschwil	13’868	522	1’432
Niederbüren	13’923	559	1’571
Gossau (SG)	13’923	559	18’943
Wittenbach	14’089	522	10’157
Waldkirch	14’255	522	3’581

Population

Residents3’581^[5]

Foreign nationals9.3%

Aged 0–1925.0%

Aged 20–6457.3%

Aged 65+17.8%

Area31.34 km²^[6]

Sources

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023. Average rent by number of rooms (Structural Survey 2023); reference date 2023 (Structural Survey); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), language regions. Language regions (Structural Survey 2016–2020); reference date 2016–2020; downloaded 2026-11-03. Licence.

Coat of arms: Waldkirch-blazon.svg, Taktaal, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.