Bern · Verwaltungskreis Bern-Mittelland · BFS commune no. 351[8]
Bern
Single person, gross income CHF 100’000, median insurer, 2-room flat. See how Bern ranks for your household →
Compare Bern with another commune →
Bern has 138’562 residents, making it the largest of the 334 communes in the canton of Bern.
26% of residents are foreign nationals, close to the Swiss average of 28%.
A single person earning CHF 100’000 pays about CHF 16’366 a year in income tax here, less than in 4 of its 11 neighbouring communes and among the lowest quarter in Bern.
The median standard adult health insurance premium is CHF 656 a month, above the Swiss median of CHF 564.
The closest of our job hubs by public transport is Bern, about 5 minutes away on a weekday morning.
Living here
- Sunshine per year[13]
- 1’830 h
- Sunnier than 80% of Swiss communes
- MeteoSwiss, normals 1991–2020; average over where people live, terrain shade included
- Winter sunshine, Nov–Feb (a fog indicator)[13]
- 300 h
- More winter sun than 65% of communes
- MeteoSwiss, normals 1991–2020. Little winter sun usually means fog or a shaded valley; it is not a count of fog days
- Residents with road noise above 55 dB(A) by day[14]
- 21%
- More than in 75% of communes
- BAFU sonBASE road noise model 2021; estimate from where people live
- Residents with rail noise above 55 dB(A) by day[14]
- 1%
- More than in 85% of communes
- BAFU sonBASE rail noise model 2021; estimate from where people live
- Residents in areas where heavy rain can flood the ground over 10 cm deep[15]
- 9%
- Median: Bern 7%, Switzerland 7%
- BAFU surface runoff hazard map 2018; an overview, not an assessment of any building
Federal overview map only. For floods, landslides and avalanches at a specific address, check the canton's hazard map. Open the federal hazard maps here →
Income tax
Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…[1]
| Profile | CHF 50’000 | CHF 80’000 | CHF 100’000 | CHF 150’000 | CHF 200’000 | CHF 300’000 |
|---|---|---|---|---|---|---|
| Single, no children | 5’686 11.4% | 11’666 14.6% | 16’366 16.4% | 30’468 20.3% | 47’216 23.6% | 84’378 28.1% |
| Married, single income, no children | 3’441 6.9% | 8’567 10.7% | 12’317 12.3% | 23’745 15.8% | 39’640 19.8% | 75’510 25.2% |
| Married, dual income (70/30), no children | 2’958 5.9% | 7’946 9.9% | 11’545 11.5% | 22’190 14.8% | 36’066 18.0% | 70’710 23.6% |
| Married, single income, 2 children | 469 0.9% | 4’752 5.9% | 7’977 8.0% | 18’314 12.2% | 32’530 16.3% | 68’211 22.7% |
Tax multipliers 2026: canton 297.5%, commune 154%. Church tax, if you are a member: Protestant 18.4%, Roman Catholic 19%.[2]
Health insurance premiums 2027
Monthly basic insurance premium, standard model, premium region 1 of Bern.[3]
| Cheapest insurer | Median insurer | |
|---|---|---|
| Adult (26+), CHF 300 deductible, without accident cover | CHF 609 | CHF 656 |
| Child (0–18), CHF 0 deductible, with accident cover | CHF 134 | CHF 166 |
Rent
Average monthly net rent (without service charges and heating) paid by tenants, BFS Structural Survey 2023.[4]
| Flat | CHF/month | Basis |
|---|---|---|
| 2 rooms single | ≈ CHF 1’192 | Estimate |
| 3 rooms couple | CHF 1’408 | Measured, BFS 2023 ± 29 |
| 4 rooms family | CHF 1’745 | Measured, BFS 2023 ± 48 |
BFS publishes 3- and 4-room rents for this commune; ± is the 95% confidence interval. Other sizes are estimates (≈): the measured rent × the canton’s ratio between the two sizes. New leases usually cost more than these averages. How rent is estimated
Commute to job hubs
Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.[7]
| Hub | Minutes |
|---|---|
| Bern | 5 |
| Thun | 39 |
| Fribourg | 43 |
| Biel/Bienne | 46 |
| Olten | 52 |
| Solothurn | 53 |
| Aarau | 62 |
| Neuchâtel | 68 |
Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →
Compared with neighbouring communes
Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).
| Commune | Tax CHF/yr[1] | Premium CHF/mo[3] | Population[5] |
|---|---|---|---|
| Muri bei Bern | 15’067 | 656 | 13’940 |
| Ittigen | 15’684 | 656 | 11’482 |
| Zollikofen | 15’749 | 656 | 11’842 |
| Mühleberg | 15’911 | 592 | 3’184 |
| Bremgarten bei Bern | 16’204 | 656 | 4’462 |
| Neuenegg | 16’204 | 592 | 5’805 |
| Bern | 16’366 | 656 | 138’562 |
| Wohlen bei Bern | 16’366 | 656 | 9’310 |
| Köniz | 16’496 | 656 | 43’923 |
| Kirchlindach | 16’561 | 656 | 3’342 |
| Frauenkappelen | 16’561 | 592 | 1’486 |
| Ostermundigen | 16’853 | 656 | 18’432 |
Compare Bern with: Zürich, Genève, Basel, Lausanne, Winterthur, Luzern, St. Gallen, Lugano, Biel/Bienne, Bellinzona, Neuchâtel, Thun, Köniz, Chur, Fribourg, Schaffhausen, Vernier, La Chaux-de-Fonds, Sion, Lancy, Uster, Dübendorf, Emmen, Zug, Kriens, Yverdon-les-Bains, Rapperswil-Jona, Dietikon, Meyrin, Ostermundigen, Muri bei Bern, Zollikofen, Ittigen
Population
Sources
- Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
- Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
- Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023. Average rent by number of rooms (Structural Survey 2023); reference date 2023 (Structural Survey); downloaded 2026-11-03. Licence.
- Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
- © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-03. Licence.
- Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
- Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
- Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
- Source: Federal Statistical Office (FSO/BFS), language regions. Language regions (Structural Survey 2016–2020); reference date 2016–2020; downloaded 2026-11-03. Licence.
- Source: MeteoSwiss. Sunshine duration, climate normals 1991–2020 (spatial analysis); reference date 1991–2020; downloaded 2026-11-03. Licence.
- Source: Federal Office for the Environment (FOEN/BAFU), sonBASE. Road and rail noise by day, sonBASE (model 2021); reference date 2021; downloaded 2026-11-03. Licence.
- Source: FOEN/BAFU, cantonal building insurers (VKG), Swiss Insurance Association (SVV), surface runoff hazard map. Surface runoff hazard map (2018); reference date 2018-05-22; downloaded 2026-11-03. Licence.
- Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Population and households statistics (STATPOP) 2025, hectare data; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Coat of arms: CHE Bern BE COA.svg, ARK, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.
