Vicinus

St. Gallen · Wahlkreis Rorschach · BFS commune no. 3237[7]

Coat of arms of ThalThal

Left of CHF 100’000CHF 81’311per year, after tax and insurance
Income tax[1]CHF 12’43012.4% of income
Health insurance[3]CHF 522adult, per month
Residents[4]7’21724.9% foreign nationals
Nearest job hub[6]40 minto St. Gallen

Single person, gross income CHF 100’000, median insurer. See how Thal ranks for your household →
Compare Thal with another commune →

HeidenLutzenbergWolfhaldenRorschacherbergRheineck HeidenLutzenbergWolfhaldenRorschacherbergRheineck Thal

Thal has 7’217 residents, making it the 22nd largest of the 75 communes in the canton of St. Gallen.

25% of residents are foreign nationals, close to the Swiss average of 28%.

A single person earning CHF 100’000 pays about CHF 12’430 a year in income tax here, less than in any of its 5 neighbouring communes and among the lowest quarter in St. Gallen.

The median standard adult health insurance premium is CHF 522 a month, below the Swiss median of CHF 564.

The closest of our job hubs by public transport is St. Gallen, about 40 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…[1]

ProfileCHF 50’000CHF 80’000CHF 100’000CHF 150’000CHF 200’000CHF 300’000
Single, no children3’535
7.1%		8’457
10.6%		12’430
12.4%		23’872
15.9%		36’924
18.5%		65’337
21.8%
Married, single income, no children1’260
2.5%		4’712
5.9%		7’810
7.8%		17’103
11.4%		29’968
15.0%		58’356
19.5%
Married, dual income (70/30), no children957
1.9%		4’260
5.3%		7’135
7.1%		15’809
10.5%		27’278
13.6%		55’248
18.4%
Married, single income, 2 children0
0.0%		1’862
2.3%		3’934
3.9%		12’337
8.2%		23’816
11.9%		52’125
17.4%

Tax multipliers 2026: canton 105%, commune 89%. Church tax, if you are a member: Protestant 28%, Roman Catholic 24%.[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 2 of St. Gallen.[3]

Cheapest insurerMedian insurer
Adult (26+), CHF 300 deductible, without accident coverCHF 484CHF 522
Child (0–18), CHF 0 deductible, with accident coverCHF 112CHF 131

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.[6]

HubMinutes
St. Gallen40
Wil SG75
Winterthur83
Kreuzlingen95
Zürich Airport100
Frauenfeld101
Chur104
Rapperswil106

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

CommuneTax CHF/yr[1]Premium CHF/mo[3]Population[4]
Thal12’4305227’217
Rorschacherberg13’3155227’741
LutzenbergAR13’3455291’340
WolfhaldenAR13’6885291’913
Rheineck13’7575223’566
HeidenAR14’0305294’413

Population

Residents7’217[4]
Foreign nationals24.9%
Aged 0–1918.8%
Aged 20–6459.9%
Aged 65+21.3%
Area9.69 km²[5]

Sources

  1. Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  2. Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  3. Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
  4. Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
  5. © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-03. Licence.
  6. Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
  7. Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
  10. Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.

Coat of arms: Thal SG-blazon.svg, Taktaal, CC BY-SA 4.0. Shown to identify the commune; Vicinus is not affiliated with it.