Ticino · Distretto di Locarno · BFS commune no. 5131^[8]

Tenero-Contra

Left of CHF 100’000CHF 64’545per year, after tax, insurance and rent

Income tax^[1]CHF 14’42614.4% of income

Health insurance^[3]CHF 712adult, per month

Rent, 2 rooms^[4]≈ CHF 1’040per month, estimate

Residents^[5]3’41726.2% foreign nationals

Language region^[12]Italianmajority main language

Nearest job hub^[7]23 minto Locarno

Single person, gross income CHF 100’000, median insurer, 2-room flat. See how Tenero-Contra ranks for your household →
Compare Tenero-Contra with another commune →

Tenero-Contra has 3’417 residents, making it the 24th largest of the 100 communes in the canton of Ticino.

26% of residents are foreign nationals, close to the Swiss average of 28%.

With 24% of residents aged 65 or over, the population is older than the Swiss average (20%).

A single person earning CHF 100’000 pays about CHF 14’426 a year in income tax here, less than in 1 of its 6 neighbouring communes and among the highest quarter in Ticino.

The median standard adult health insurance premium is CHF 712 a month, above the Swiss median of CHF 564.

The closest of our job hubs by public transport is Locarno, about 23 minutes away on a weekday morning.

Living here

Sunshine per year⁠^[13]: 2’160 h; Sunnier than 95% of Swiss communes; MeteoSwiss, normals 1991–2020; average over where people live, terrain shade included
Winter sunshine, Nov–Feb (a fog indicator)⁠^[13]: 550 h; More winter sun than 95% of communes; MeteoSwiss, normals 1991–2020. Little winter sun usually means fog or a shaded valley; it is not a count of fog days
Residents with road noise above 55 dB(A) by day⁠^[14]: 18%; More than in 65% of communes; BAFU sonBASE road noise model 2021; estimate from where people live
Residents with rail noise above 55 dB(A) by day⁠^[14]: 0.2%; More than in 70% of communes; BAFU sonBASE rail noise model 2021; estimate from where people live
Residents in areas where heavy rain can flood the ground over 10 cm deep⁠^[15]: 16%; Median: Ticino 8%, Switzerland 7%; BAFU surface runoff hazard map 2018; an overview, not an assessment of any building
Residents with fibre to the building (estimate)⁠^[16]: ≈ 20%; Less than in 50% of communes; BAKOM broadband atlas 2026; estimated from 250 m squares published in classes; fibre at least as far as the building (FTTB/FTTH)
Electricity price, 5-room flat (ElCom profile H4)⁠^[17]: 28.8 Rp./kWh; About CHF 1’300 a year for 4’500 kWh · Dearer than in 70% of communes; ElCom tariffs 2027, standard product of the network operator, excl. VAT; operator: Società Elettrica Sopracenerina SA (Ticino)
Vacancy rate (share of dwellings standing empty)⁠^[18]: 1.03%; Switzerland 0.93%, canton TI 1.78%. A low rate means flats are hard to find; BFS dwelling vacancy survey, 1 June 2026: 23 empty dwellings for rent or sale

Federal overview map only. For floods, landslides and avalanches at a specific address, check the canton's hazard map. Open the federal hazard maps here →

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…^[1]

Profile	CHF 50’000	CHF 80’000	CHF 100’000	CHF 150’000	CHF 200’000	CHF 300’000
Single, no children	3’441 6.9%	9’474 11.8%	14’426 14.4%	28’500 19.0%	44’746 22.4%	80’223 26.7%
Married, single income, no children	1’015 2.0%	4’518 5.6%	8’457 8.5%	21’173 14.1%	36’944 18.5%	73’095 24.4%
Married, dual income (70/30), no children	204 0.4%	2’686 3.4%	6’024 6.0%	17’597 11.7%	31’848 15.9%	67’182 22.4%
Married, single income, 2 children	40 0.1%	1’009 1.3%	2’915 2.9%	13’515 9.0%	28’140 14.1%	63’609 21.2%

Tax multipliers 2026: canton 100%, commune 93%. Church tax, if you are a member: Protestant 0%, Roman Catholic 0%.^[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 1 of Ticino.^[3]

	Cheapest insurer	Median insurer
Adult (26+), CHF 300 deductible, without accident cover	CHF 677	CHF 712
Child (0–18), CHF 0 deductible, with accident cover	CHF 157	CHF 186

Rent

Average monthly net rent (without service charges and heating) paid by tenants, BFS Structural Survey 2023.^[4]

Flat	CHF/month	Basis
2 rooms single	≈ CHF 1’040	Estimate
3 rooms couple	≈ CHF 1’213	Estimate
4 rooms family	≈ CHF 1’459	Estimate

BFS publishes no rent for this commune, so these are estimates (≈), not measured figures: the canton’s average rent, adjusted for the type of commune. New leases usually cost more than these averages. How rent is estimated

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.^[7]

Hub	Minutes
Locarno	23
Bellinzona	45
Lugano	54
Zug	135
Luzern	146
Baar	146
Rotkreuz	146
Zürich HB	162

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

Commune	Tax CHF/yr^[1]	Premium CHF/mo^[3]	Population^[5]
Brione sopra Minusio	13’439	665	432
Minusio	13’702	712	7’273
Gambarogno	13’899	712	4’977
Gordola	14’097	665	4’877
Locarno	14’229	712	16’463
Tenero-Contra	14’426	712	3’417
Mergoscia	14’887	665	194

Population

Residents3’417^[5]

Foreign nationals26.2%

Aged 0–1917.9%

Aged 20–6458.4%

Aged 65+23.6%

Area5.37 km²^[6]

Sources

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023. Average rent by number of rooms (Structural Survey 2023); reference date 2023 (Structural Survey); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), language regions. Language regions (Structural Survey 2016–2020); reference date 2016–2020; downloaded 2026-11-03. Licence.
Source: MeteoSwiss. Sunshine duration, climate normals 1991–2020 (spatial analysis); reference date 1991–2020; downloaded 2026-11-03. Licence.
Source: Federal Office for the Environment (FOEN/BAFU), sonBASE. Road and rail noise by day, sonBASE (model 2021); reference date 2021; downloaded 2026-11-03. Licence.
Source: FOEN/BAFU, cantonal building insurers (VKG), Swiss Insurance Association (SVV), surface runoff hazard map. Surface runoff hazard map (2018); reference date 2018-05-22; downloaded 2026-11-03. Licence.
Source: Federal Office of Communications (OFCOM/BAKOM), broadband atlas. Broadband atlas: fibre connections FTTB/FTTH (2026); reference date 2026-04-30; downloaded 2026-11-03. Licence.
Source: Federal Electricity Commission (ElCom), electricity tariffs 2027. Electricity tariffs 2027, consumption profile H4; reference date 2027-01-01; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), dwelling vacancy survey 2026. Dwelling vacancy survey 2026; reference date 2026-06-01; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Population and households statistics (STATPOP) 2025, hectare data; reference date 2025-12-31; downloaded 2026-11-03. Licence.

Coat of arms: Tenero-Contra-coat of arms.svg, Delta-9, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.