Ticino · Distretto di Locarno · BFS commune no. 5113^[8]

Locarno

Left of CHF 100’000CHF 64’622per year, after tax, insurance and rent

Income tax^[1]CHF 14’22914.2% of income

Health insurance^[3]CHF 712adult, per month

Rent, 2 rooms^[4]≈ CHF 1’050per month, estimate

Residents^[5]16’46336.1% foreign nationals

Language region^[12]Italianmajority main language

Nearest job hub^[7]15 minto Locarno

Single person, gross income CHF 100’000, median insurer, 2-room flat. See how Locarno ranks for your household →
Compare Locarno with another commune →

Locarno has 16’463 residents, making it the 3rd largest of the 100 communes in the canton of Ticino.

36% of residents are foreign nationals, above the Swiss average of 28%.

With 26% of residents aged 65 or over, the population is older than the Swiss average (20%).

A single person earning CHF 100’000 pays about CHF 14’229 a year in income tax here, less than in 3 of its 13 neighbouring communes.

The median standard adult health insurance premium is CHF 712 a month, above the Swiss median of CHF 564.

The closest of our job hubs by public transport is Locarno, about 15 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…^[1]

Profile	CHF 50’000	CHF 80’000	CHF 100’000	CHF 150’000	CHF 200’000	CHF 300’000
Single, no children	3’391 6.8%	9’341 11.7%	14’229 14.2%	28’136 18.8%	44’202 22.1%	79’311 26.4%
Married, single income, no children	1’001 2.0%	4’456 5.6%	8’341 8.3%	20’894 13.9%	36’492 18.2%	72’267 24.1%
Married, dual income (70/30), no children	201 0.4%	2’649 3.3%	5’940 5.9%	17’360 11.6%	31’444 15.7%	66’408 22.1%
Married, single income, 2 children	40 0.1%	994 1.2%	2’871 2.9%	13’334 8.9%	27’788 13.9%	62’889 21.0%

Tax multipliers 2026: canton 100%, commune 90%. Church tax, if you are a member: Protestant 0%, Roman Catholic 0%.^[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 1 of Ticino.^[3]

	Cheapest insurer	Median insurer
Adult (26+), CHF 300 deductible, without accident cover	CHF 677	CHF 712
Child (0–18), CHF 0 deductible, with accident cover	CHF 157	CHF 186

Rent

Average monthly net rent (without service charges and heating) paid by tenants, BFS Structural Survey 2023.^[4]

Flat	CHF/month	Basis
2 rooms single	≈ CHF 1’050	Estimate
3 rooms couple	CHF 1’237	Measured, BFS 2023 ± 46
4 rooms family	CHF 1’347	Measured, BFS 2023 ± 56

BFS publishes 3- and 4-room rents for this commune; ± is the 95% confidence interval. Other sizes are estimates (≈): the measured rent × the canton’s ratio between the two sizes. New leases usually cost more than these averages. How rent is estimated

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.^[7]

Hub	Minutes
Locarno	15
Bellinzona	58
Lugano	68
Zug	145
Luzern	155
Baar	156
Rotkreuz	156
Zürich HB	172

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

Commune	Tax CHF/yr^[1]	Premium CHF/mo^[3]	Population^[5]
Ascona	13’241	712	5’290
Muralto	13’241	712	2’513
Minusio	13’702	712	7’273
Orselina	13’702	712	682
Terre di Pedemonte	13’899	665	2’646
Gambarogno	13’899	712	4’977
Cadenazzo	14’097	712	3’139
Gordola	14’097	665	4’877
Locarno	14’229	712	16’463
Losone	14’229	712	6’780
Cugnasco-Gerra	14’229	665	2’838
Tenero-Contra	14’426	712	3’417
Avegno Gordevio	14’558	665	1’525
Lavertezzo	14’887	665	1’235

Population

Residents16’463^[5]

Foreign nationals36.1%

Aged 0–1915.8%

Aged 20–6458.3%

Aged 65+25.8%

Area24.61 km²^[6]

Sources

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023. Average rent by number of rooms (Structural Survey 2023); reference date 2023 (Structural Survey); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), language regions. Language regions (Structural Survey 2016–2020); reference date 2016–2020; downloaded 2026-11-03. Licence.

Coat of arms: CHE Locarno COA.svg, ARK, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.