Fribourg · District de la Veveyse · BFS commune no. 2336^[8]

Semsales

Left of CHF 100’000CHF 63’797per year, after tax, insurance and rent

Income tax^[1]CHF 16’68316.7% of income

Health insurance^[3]CHF 549adult, per month

Rent, 2 rooms^[4]≈ CHF 1’078per month, estimate

Residents^[5]1’59113.3% foreign nationals

Language region^[12]Frenchmajority main language

Nearest job hub^[7]74 minto Lausanne

Single person, gross income CHF 100’000, median insurer, 2-room flat. See how Semsales ranks for your household →
Compare Semsales with another commune →

Semsales has 1’591 residents, making it the 62nd largest of the 119 communes in the canton of Fribourg.

13% of residents are foreign nationals, below the Swiss average of 28%.

A single person earning CHF 100’000 pays about CHF 16’683 a year in income tax here, less than in 5 of its 8 neighbouring communes.

The median standard adult health insurance premium is CHF 549 a month, below the Swiss median of CHF 564.

The closest of our job hubs by public transport is Lausanne, about 74 minutes away on a weekday morning.

Living here

Sunshine per year⁠^[13]: 1’820 h; Sunnier than 80% of Swiss communes; MeteoSwiss, normals 1991–2020; average over where people live, terrain shade included
Winter sunshine, Nov–Feb (a fog indicator)⁠^[13]: 380 h; More winter sun than 90% of communes; MeteoSwiss, normals 1991–2020. Little winter sun usually means fog or a shaded valley; it is not a count of fog days
Residents with road noise above 55 dB(A) by day⁠^[14]: 24%; More than in 80% of communes; BAFU sonBASE road noise model 2021; estimate from where people live
Residents with rail noise above 55 dB(A) by day⁠^[14]: 0%; Median: Fribourg 0%, Switzerland 0%; BAFU sonBASE rail noise model 2021; estimate from where people live
Residents in areas where heavy rain can flood the ground over 10 cm deep⁠^[15]: 7%; Median: Fribourg 5%, Switzerland 7%; BAFU surface runoff hazard map 2018; an overview, not an assessment of any building

Federal overview map only. For floods, landslides and avalanches at a specific address, check the canton's hazard map. Open the federal hazard maps here →

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…^[1]

Profile	CHF 50’000	CHF 80’000	CHF 100’000	CHF 150’000	CHF 200’000	CHF 300’000
Single, no children	5’022 10.0%	11’612 14.5%	16’683 16.7%	31’219 20.8%	49’324 24.7%	85’032 28.3%
Married, single income, no children	2’156 4.3%	7’017 8.8%	10’760 10.8%	22’523 15.0%	38’410 19.2%	73’992 24.7%
Married, dual income (70/30), no children	1’790 3.6%	6’530 8.2%	10’237 10.2%	21’466 14.3%	35’668 17.8%	70’455 23.5%
Married, single income, 2 children	218 0.4%	3’386 4.2%	6’231 6.2%	17’348 11.6%	31’920 16.0%	66’888 22.3%

Tax multipliers 2026: canton 96%, commune 83%. Church tax, if you are a member: Protestant 10%, Roman Catholic 9%.^[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 2 of Fribourg.^[3]

	Cheapest insurer	Median insurer
Adult (26+), CHF 300 deductible, without accident cover	CHF 513	CHF 549
Child (0–18), CHF 0 deductible, with accident cover	CHF 124	CHF 138

Rent

Average monthly net rent (without service charges and heating) paid by tenants, BFS Structural Survey 2023.^[4]

Flat	CHF/month	Basis
2 rooms single	≈ CHF 1’078	Estimate
3 rooms couple	≈ CHF 1’303	Estimate
4 rooms family	≈ CHF 1’571	Estimate

BFS publishes no rent for this commune, so these are estimates (≈), not measured figures: the canton’s average rent, adjusted for the type of commune. New leases usually cost more than these averages. How rent is estimated

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.^[7]

Hub	Minutes
Lausanne	74
Vevey	78
Renens	81
Fribourg	83
Morges	88
Montreux	93
Yverdon-les-Bains	104
Bern	113

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

Commune	Tax CHF/yr^[1]	Premium CHF/mo^[3]	Population^[5]
Vaulruz	16’348	549	1’115
Gruyères	16’432	549	2’353
MaraconVD	16’454	631	562
Semsales	16’683	549	1’591
Châtel-Saint-Denis	16’733	549	8’931
Sâles	16’934	549	1’478
La Verrerie	16’934	549	1’323
Saint-Martin (FR)	17’018	549	1’059
Haut-Intyamon	17’855	549	1’772

Population

Residents1’591^[5]

Foreign nationals13.3%

Aged 0–1922.4%

Aged 20–6460.2%

Aged 65+17.4%

Area29.36 km²^[6]

Sources

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023. Average rent by number of rooms (Structural Survey 2023); reference date 2023 (Structural Survey); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), language regions. Language regions (Structural Survey 2016–2020); reference date 2016–2020; downloaded 2026-11-03. Licence.
Source: MeteoSwiss. Sunshine duration, climate normals 1991–2020 (spatial analysis); reference date 1991–2020; downloaded 2026-11-03. Licence.
Source: Federal Office for the Environment (FOEN/BAFU), sonBASE. Road and rail noise by day, sonBASE (model 2021); reference date 2021; downloaded 2026-11-03. Licence.
Source: FOEN/BAFU, cantonal building insurers (VKG), Swiss Insurance Association (SVV), surface runoff hazard map. Surface runoff hazard map (2018); reference date 2018-05-22; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Population and households statistics (STATPOP) 2025, hectare data; reference date 2025-12-31; downloaded 2026-11-03. Licence.

Coat of arms: CHE Semsales COA.svg, ARK, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.