Vicinus

Bern · Verwaltungskreis Interlaken-Oberhasli · BFS commune no. 579[7]

Coat of arms of HabkernHabkern

Left of CHF 100’000CHF 75’918per year, after tax and insurance
Income tax[1]CHF 17’37317.4% of income
Health insurance[3]CHF 559adult, per month
Residents[4]6257.5% foreign nationals
Nearest job hub[6]85 minto Thun

Single person, gross income CHF 100’000, median insurer. See how Habkern ranks for your household →
Compare Habkern with another commune →

BeatenbergNiederried bei InterlakenOberried am BrienzerseeRinggenberg (BE)UnterseenSchangnauErizFlühli BeatenbergNiederried bei InterlakenRinggenberg (BE)UnterseenSchangnauErizFlühli Habkern

Habkern has 625 residents, making it the 244th largest of the 334 communes in the canton of Bern.

8% of residents are foreign nationals, below the Swiss average of 28%.

With 24% of residents aged 65 or over, the population is older than the Swiss average (20%).

A single person earning CHF 100’000 pays about CHF 17’373 a year in income tax here, less than in 4 of its 8 neighbouring communes.

The median standard adult health insurance premium is CHF 559 a month, about the Swiss median of CHF 564.

The closest of our job hubs by public transport is Thun, about 85 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…[1]

ProfileCHF 50’000CHF 80’000CHF 100’000CHF 150’000CHF 200’000CHF 300’000
Single, no children6’061
12.1%		12’405
15.5%		17’373
17.4%		32’216
21.5%		49’788
24.9%		88’692
29.6%
Married, single income, no children3’673
7.3%		9’124
11.4%		13’095
13.1%		25’155
16.8%		41’816
20.9%		79’338
26.4%
Married, dual income (70/30), no children3’161
6.3%		8’476
10.6%		12’298
12.3%		23’555
15.7%		38’142
19.1%		74’367
24.8%
Married, single income, 2 children501
1.0%		5’078
6.3%		8’524
8.5%		19’452
13.0%		34’388
17.2%		71’706
23.9%

Tax multipliers 2026: canton 297.5%, commune 185%. Church tax, if you are a member: Protestant 23%, Roman Catholic 20.7%.[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 3 of Bern.[3]

Cheapest insurerMedian insurer
Adult (26+), CHF 300 deductible, without accident coverCHF 512CHF 559
Child (0–18), CHF 0 deductible, with accident coverCHF 119CHF 138

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.[6]

HubMinutes
Thun85
Bern109
Visp116
Fribourg137
Olten144
Biel/Bienne149
Solothurn151
Sion155

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

CommuneTax CHF/yr[1]Premium CHF/mo[3]Population[4]
FlühliLU14’4025011’918
Unterseen16’8865595’750
Eriz17’146592494
Ringgenberg (BE)17’2105592’647
Habkern17’373559625
Niederried bei Interlaken17’665559348
Oberried am Brienzersee17’665559489
Beatenberg17’7955591’210
Schangnau18’185559919

Population

Residents625[4]
Foreign nationals7.5%
Aged 0–1919.2%
Aged 20–6457.1%
Aged 65+23.7%
Area50.96 km²[5]

Sources

  1. Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  2. Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  3. Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
  4. Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
  5. © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-03. Licence.
  6. Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
  7. Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
  10. Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.

Coat of arms: CHE Habkern COA.svg, ARK, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.