St. Gallen · Wahlkreis Rheintal · BFS commune no. 3232^[7]

Balgach

Left of CHF 100’000CHF 83’127per year, after tax and insurance

Income tax^[1]CHF 10’88110.9% of income

Health insurance^[3]CHF 499adult, per month

Residents^[4]5’22924.8% foreign nationals

Nearest job hub^[6]61 minto St. Gallen

Single person, gross income CHF 100’000, median insurer. See how Balgach ranks for your household →
Compare Balgach with another commune →

Balgach has 5’229 residents, making it the 38th largest of the 75 communes in the canton of St. Gallen.

25% of residents are foreign nationals, close to the Swiss average of 28%.

A single person earning CHF 100’000 pays about CHF 10’881 a year in income tax here, less than in any of its 8 neighbouring communes and among the lowest quarter in St. Gallen.

The median standard adult health insurance premium is CHF 499 a month, below the Swiss median of CHF 564.

The closest of our job hubs by public transport is St. Gallen, about 61 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…^[1]

Profile	CHF 50’000	CHF 80’000	CHF 100’000	CHF 150’000	CHF 200’000	CHF 300’000
Single, no children	3’055 6.1%	7’367 9.2%	10’881 10.9%	21’152 14.1%	33’002 16.5%	59’019 19.7%
Married, single income, no children	1’088 2.2%	4’098 5.1%	6’824 6.8%	15’097 10.1%	26’788 13.4%	52’788 17.6%
Married, dual income (70/30), no children	819 1.6%	3’677 4.6%	6’189 6.2%	13’860 9.2%	24’182 12.1%	49’794 16.6%
Married, single income, 2 children	0 0.0%	1’594 2.0%	3’366 3.4%	10’808 7.2%	21’164 10.6%	47’100 15.7%

Tax multipliers 2026: canton 105%, commune 61%. Church tax, if you are a member: Protestant 25%, Roman Catholic 17%.^[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 3 of St. Gallen.^[3]

	Cheapest insurer	Median insurer
Adult (26+), CHF 300 deductible, without accident cover	CHF 464	CHF 499
Child (0–18), CHF 0 deductible, with accident cover	CHF 107	CHF 127

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.^[6]

Hub	Minutes
St. Gallen	61
Chur	95
Wil SG	95
Winterthur	111
Frauenfeld	113
Kreuzlingen	119
Pfäffikon SZ	122
Zürich Airport	127

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

Commune	Tax CHF/yr^[1]	Premium CHF/mo^[3]	Population^[4]
Balgach	10’881	499	5’229
Widnau	11’711	499	10’485
Diepoldsau	12’209	499	6’933
ObereggAI	12’555	441	1’934
Berneck	12’596	499	4’026
Oberriet (SG)	12’762	499	9’417
Au (SG)	12’983	522	8’771
Reute (AR)AR	13’345	529	717
Rebstein	13’480	499	5’084

Population

Residents5’229^[4]

Foreign nationals24.8%

Aged 0–1920.0%

Aged 20–6462.1%

Aged 65+18.0%

Area6.52 km²^[5]

Sources

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.

Coat of arms: Balgach-blazon.svg, Taktaal, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.