Ticino · Distretto di Lugano · BFS commune no. 5230[7]
Vernate
Single person, gross income CHF 100’000, median insurer. See how Vernate ranks for your household →
Compare Vernate with another commune →
Vernate has 618 residents, making it the 83rd largest of the 100 communes in the canton of Ticino.
18% of residents are foreign nationals, below the Swiss average of 28%.
A single person earning CHF 100’000 pays about CHF 13’570 a year in income tax here, less than in 3 of its 4 neighbouring communes.
The median standard adult health insurance premium is CHF 712 a month, above the Swiss median of CHF 564.
The closest of our job hubs by public transport is Lugano, about 73 minutes away on a weekday morning.
Income tax
Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…[1]
| Profile | CHF 50’000 | CHF 80’000 | CHF 100’000 | CHF 150’000 | CHF 200’000 | CHF 300’000 |
|---|---|---|---|---|---|---|
| Single, no children | 3’224 6.4% | 8’898 11.1% | 13’570 13.6% | 26’921 17.9% | 42’390 21.2% | 76’272 25.4% |
| Married, single income, no children | 955 1.9% | 4’247 5.3% | 7’956 8.0% | 19’965 13.3% | 34’992 17.5% | 69’507 23.2% |
| Married, dual income (70/30), no children | 193 0.4% | 2’523 3.2% | 5’660 5.7% | 16’571 11.0% | 30’096 15.0% | 63’834 21.3% |
| Married, single income, 2 children | 40 0.1% | 944 1.2% | 2’722 2.7% | 12’725 8.5% | 26’616 13.3% | 60’492 20.2% |
Tax multipliers 2026: canton 100%, commune 80%. Church tax, if you are a member: Protestant 0%, Roman Catholic 0%.[2]
Health insurance premiums 2027
Monthly basic insurance premium, standard model, premium region 1 of Ticino.[3]
| Cheapest insurer | Median insurer | |
|---|---|---|
| Adult (26+), CHF 300 deductible, without accident cover | CHF 677 | CHF 712 |
| Child (0–18), CHF 0 deductible, with accident cover | CHF 157 | CHF 186 |
Commute to job hubs
Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.[6]
| Hub | Minutes |
|---|---|
| Lugano | 73 |
| Bellinzona | 105 |
| Locarno | 127 |
| Zug | 177 |
Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →
Compared with neighbouring communes
Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).
| Commune | Tax CHF/yr[1] | Premium CHF/mo[3] | Population[4] |
|---|---|---|---|
| Bioggio | 12’583 | 712 | 2’802 |
| Vernate | 13’570 | 712 | 618 |
| Agno | 13’702 | 712 | 4’582 |
| Neggio | 14’229 | 712 | 322 |
| Lema | 14’558 | 712 | 2’667 |
Population
Sources
- Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
- Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
- Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
- © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-03. Licence.
- Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
- Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
- Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
Coat of arms: CHE Vernate COA.svg, ARK, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.
