Aargau · Bezirk Kulm · BFS commune no. 4146[7]
Unterkulm
Single person, gross income CHF 100’000, median insurer. See how Unterkulm ranks for your household →
Compare Unterkulm with another commune →
Unterkulm has 3’807 residents, making it the 68th largest of the 196 communes in the canton of Aargau.
33% of residents are foreign nationals, above the Swiss average of 28%.
A single person earning CHF 100’000 pays about CHF 13’325 a year in income tax here, less than in 4 of its 8 neighbouring communes.
The median standard adult health insurance premium is CHF 564 a month, about the Swiss median of CHF 564.
The closest of our job hubs by public transport is Aarau, about 33 minutes away on a weekday morning.
Income tax
Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…[1]
| Profile | CHF 50’000 | CHF 80’000 | CHF 100’000 | CHF 150’000 | CHF 200’000 | CHF 300’000 |
|---|---|---|---|---|---|---|
| Single, no children | 3’642 7.3% | 9’065 11.3% | 13’325 13.3% | 25’850 17.2% | 40’524 20.3% | 73’155 24.4% |
| Married, single income, no children | 1’424 2.8% | 4’791 6.0% | 7’855 7.9% | 17’813 11.9% | 31’654 15.8% | 62’829 20.9% |
| Married, dual income (70/30), no children | 1’099 2.2% | 4’368 5.5% | 7’345 7.3% | 16’773 11.2% | 28’988 14.5% | 59’541 19.8% |
| Married, single income, 2 children | 24 0.0% | 2’078 2.6% | 4’155 4.2% | 12’906 8.6% | 25’326 12.7% | 56’298 18.8% |
Tax multipliers 2026: canton 103%, commune 115%. Church tax, if you are a member: Protestant 19%, Roman Catholic 17%.[2]
Health insurance premiums 2027
Monthly basic insurance premium, standard model, single premium region of Aargau.[3]
| Cheapest insurer | Median insurer | |
|---|---|---|
| Adult (26+), CHF 300 deductible, without accident cover | CHF 517 | CHF 564 |
| Child (0–18), CHF 0 deductible, with accident cover | CHF 121 | CHF 143 |
Commute to job hubs
Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.[6]
| Hub | Minutes |
|---|---|
| Aarau | 33 |
| Olten | 54 |
| Baden | 73 |
| Dietikon | 77 |
| Zürich Altstetten | 80 |
| Schlieren | 81 |
| Liestal | 81 |
| Zürich HB | 83 |
Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →
Compared with neighbouring communes
Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).
| Commune | Tax CHF/yr[1] | Premium CHF/mo[3] | Population[4] |
|---|---|---|---|
| Hirschthal | 12’526 | 564 | 1’772 |
| Schöftland | 12’685 | 564 | 4’658 |
| Gränichen | 13’112 | 564 | 8’699 |
| Muhen | 13’165 | 564 | 4’099 |
| Unterkulm | 13’325 | 564 | 3’807 |
| Dürrenäsch | 13’485 | 564 | 1’393 |
| Oberkulm | 13’539 | 564 | 3’026 |
| Schlossrued | 13’592 | 564 | 878 |
| Teufenthal (AG) | 13’699 | 564 | 1’772 |
Population
Sources
- Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
- Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
- Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
- © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-03. Licence.
- Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
- Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
- Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
Coat of arms: CHE Unterkulm COA.svg, This file depicts the coat of arms of a Swiss Körperschaft des öffentlichen Rechts (corporation governed by public law)., Public domain. Shown to identify the commune; Vicinus is not affiliated with it.
