Graubünden · Region Maloja · BFS commune no. 3787[7]
St. Moritz
Single person, gross income CHF 100’000, median insurer. See how St. Moritz ranks for your household →
Compare St. Moritz with another commune →
St. Moritz has 5’027 residents, making it the 6th largest of the 100 communes in the canton of Graubünden.
45% of residents are foreign nationals, above the Swiss average of 28%.
With 23% of residents aged 65 or over, the population is older than the Swiss average (20%).
A single person earning CHF 100’000 pays about CHF 10’581 a year in income tax here, less than in 2 of its 4 neighbouring communes and among the lowest quarter in Graubünden.
The median standard adult health insurance premium is CHF 513 a month, below the Swiss median of CHF 564.
The closest of our job hubs by public transport is Chur, about 170 minutes away on a weekday morning.
Income tax
Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…[1]
| Profile | CHF 50’000 | CHF 80’000 | CHF 100’000 | CHF 150’000 | CHF 200’000 | CHF 300’000 |
|---|---|---|---|---|---|---|
| Single, no children | 2’418 4.8% | 7’024 8.8% | 10’581 10.6% | 21’071 14.0% | 33’312 16.7% | 60’195 20.1% |
| Married, single income, no children | 105 0.2% | 3’125 3.9% | 5’961 6.0% | 14’900 9.9% | 26’718 13.4% | 53’292 17.8% |
| Married, dual income (70/30), no children | 0 0.0% | 2’495 3.1% | 5’042 5.0% | 13’269 8.8% | 23’698 11.8% | 49’833 16.6% |
| Married, single income, 2 children | 0 0.0% | 62 0.1% | 1’740 1.7% | 9’551 6.4% | 20’238 10.1% | 46’587 15.5% |
Tax multipliers 2026: canton 92%, commune 55%. Church tax, if you are a member: Protestant 17.5%, Roman Catholic 6%.[2]
Health insurance premiums 2027
Monthly basic insurance premium, standard model, premium region 2 of Graubünden.[3]
| Cheapest insurer | Median insurer | |
|---|---|---|
| Adult (26+), CHF 300 deductible, without accident cover | CHF 474 | CHF 513 |
| Child (0–18), CHF 0 deductible, with accident cover | CHF 104 | CHF 133 |
Commute to job hubs
Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.[6]
| Hub | Minutes |
|---|---|
| Chur | 170 |
Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →
Compared with neighbouring communes
Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).
| Commune | Tax CHF/yr[1] | Premium CHF/mo[3] | Population[4] |
|---|---|---|---|
| Celerina/Schlarigna | 10’279 | 513 | 1’410 |
| St. Moritz | 10’581 | 513 | 5’027 |
| Silvaplana | 10’581 | 513 | 1’108 |
| Bever | 11’488 | 513 | 627 |
| Samedan | 11’790 | 513 | 2’926 |
Population
Sources
- Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
- Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
- Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
- © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-03. Licence.
- Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
- Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
- Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
Coat of arms: CHE St Moritz COA.svg, Sarang, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.