Vicinus

Bern · Verwaltungskreis Frutigen-Niedersimmental · BFS commune no. 768[8]

Coat of arms of SpiezSpiez

Left of CHF 100’000CHF 64’298per year, after tax, insurance and rent
Income tax[1]CHF 16’56116.6% of income
Health insurance[3]CHF 559adult, per month
Rent, 2 rooms[4]≈ CHF 1’036per month, estimate
Residents[5]13’33214.8% foreign nationals
Language region[12]Germanmajority main language
Nearest job hub[7]31 minto Thun

Single person, gross income CHF 100’000, median insurer, 2-room flat. See how Spiez ranks for your household →
Compare Spiez with another commune →

Aeschi bei SpiezKrattigenReutigenWimmisThun Aeschi bei SpiezKrattigenWimmisThun Spiez

Spiez has 13’332 residents, making it the 11th largest of the 334 communes in the canton of Bern.

15% of residents are foreign nationals, below the Swiss average of 28%.

With 26% of residents aged 65 or over, the population is older than the Swiss average (20%).

A single person earning CHF 100’000 pays about CHF 16’561 a year in income tax here, less than in 4 of its 5 neighbouring communes and among the lowest quarter in Bern.

The median standard adult health insurance premium is CHF 559 a month, about the Swiss median of CHF 564.

The closest of our job hubs by public transport is Thun, about 31 minutes away on a weekday morning.

Living here

Sunshine per year⁠[13]
1’760 h
Sunnier than 70% of Swiss communes
MeteoSwiss, normals 1991–2020; average over where people live, terrain shade included
Winter sunshine, Nov–Feb (a fog indicator)⁠[13]
300 h
More winter sun than 65% of communes
MeteoSwiss, normals 1991–2020. Little winter sun usually means fog or a shaded valley; it is not a count of fog days
Residents with road noise above 55 dB(A) by day⁠[14]
23%
More than in 80% of communes
BAFU sonBASE road noise model 2021; estimate from where people live
Residents with rail noise above 55 dB(A) by day⁠[14]
4%
More than in 95% of communes
BAFU sonBASE rail noise model 2021; estimate from where people live
Residents in areas where heavy rain can flood the ground over 10 cm deep⁠[15]
7%
Median: Bern 7%, Switzerland 7%
BAFU surface runoff hazard map 2018; an overview, not an assessment of any building
Residents with fibre to the building (estimate)⁠[16]
≈ 14%
Less than in 55% of communes
BAKOM broadband atlas 2026; estimated from 250 m squares published in classes; fibre at least as far as the building (FTTB/FTTH)
Electricity price, 5-room flat (ElCom profile H4)⁠[17]
25.6 Rp./kWh
About CHF 1’150 a year for 4’500 kWh · Cheaper than in 65% of communes
ElCom tariffs 2027, standard product of the network operator, excl. VAT; operator: BKW Energie AG
Vacancy rate (share of dwellings standing empty)⁠[18]
0.32%
Switzerland 0.93%, canton BE 1.04%. A low rate means flats are hard to find
BFS dwelling vacancy survey, 1 June 2026: 25 empty dwellings for rent or sale

Federal overview map only. For floods, landslides and avalanches at a specific address, check the canton's hazard map. Open the federal hazard maps here →

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…[1]

ProfileCHF 50’000CHF 80’000CHF 100’000CHF 150’000CHF 200’000CHF 300’000
Single, no children5’758
11.5%
11’809
14.8%
16’561
16.6%
30’806
20.5%
47’714
23.9%
85’215
28.4%
Married, single income, no children3’486
7.0%
8’674
10.8%
12’467
12.5%
24’018
16.0%
40’060
20.0%
76’251
25.4%
Married, dual income (70/30), no children2’997
6.0%
8’049
10.1%
11’690
11.7%
22’454
15.0%
36’468
18.2%
71’418
23.8%
Married, single income, 2 children475
0.9%
4’815
6.0%
8’083
8.1%
18’536
12.4%
32’890
16.4%
68’886
23.0%

Tax multipliers 2026: canton 297.5%, commune 160%. Church tax, if you are a member: Protestant 17.4%, Roman Catholic 23%.[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 3 of Bern.[3]

Cheapest insurerMedian insurer
Adult (26+), CHF 300 deductible, without accident coverCHF 512CHF 559
Child (0–18), CHF 0 deductible, with accident coverCHF 119CHF 138

Rent

Average monthly net rent (without service charges and heating) paid by tenants, BFS Structural Survey 2023.[4]

FlatCHF/monthBasis
2 rooms
single
≈ CHF 1’036Estimate
3 rooms
couple
CHF 1’224Measured, BFS 2023 ± 91 (few responses)
4 rooms
family
CHF 1’649Measured, BFS 2023 ± 118

BFS publishes 3- and 4-room rents for this commune; ± is the 95% confidence interval. Other sizes are estimates (≈): the measured rent × the canton’s ratio between the two sizes. New leases usually cost more than these averages. How rent is estimated

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.[7]

HubMinutes
Thun31
Visp56
Bern58
Fribourg92
Sion94
Olten100
Biel/Bienne101
Martigny103

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

CommuneTax CHF/yr[1]Premium CHF/mo[3]Population[5]
Wimmis16’4635592’732
Spiez16’56155913’332
Reutigen16’7235921’393
Thun16’75659244’163
Krattigen17’0485591’134
Aeschi bei Spiez17’1785592’353

Compare Spiez with: Thun

Population

Residents13’332[5]
Foreign nationals14.8%
Aged 0–1917.1%
Aged 20–6456.8%
Aged 65+26.1%
Area16.73 km²[6]

Sources

  1. Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  2. Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  3. Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
  4. Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023. Average rent by number of rooms (Structural Survey 2023); reference date 2023 (Structural Survey); downloaded 2026-11-03. Licence.
  5. Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
  6. © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-03. Licence.
  7. Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
  8. Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
  9. Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
  10. Source: Federal Statistical Office (FSO/BFS), language regions. Language regions (Structural Survey 2016–2020); reference date 2016–2020; downloaded 2026-11-03. Licence.
  11. Source: MeteoSwiss. Sunshine duration, climate normals 1991–2020 (spatial analysis); reference date 1991–2020; downloaded 2026-11-03. Licence.
  12. Source: Federal Office for the Environment (FOEN/BAFU), sonBASE. Road and rail noise by day, sonBASE (model 2021); reference date 2021; downloaded 2026-11-03. Licence.
  13. Source: FOEN/BAFU, cantonal building insurers (VKG), Swiss Insurance Association (SVV), surface runoff hazard map. Surface runoff hazard map (2018); reference date 2018-05-22; downloaded 2026-11-03. Licence.
  14. Source: Federal Office of Communications (OFCOM/BAKOM), broadband atlas. Broadband atlas: fibre connections FTTB/FTTH (2026); reference date 2026-04-30; downloaded 2026-11-03. Licence.
  15. Source: Federal Electricity Commission (ElCom), electricity tariffs 2027. Electricity tariffs 2027, consumption profile H4; reference date 2027-01-01; downloaded 2026-11-03. Licence.
  16. Source: Federal Statistical Office (FSO/BFS), dwelling vacancy survey 2026. Dwelling vacancy survey 2026; reference date 2026-06-01; downloaded 2026-11-03. Licence.
  17. Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Population and households statistics (STATPOP) 2025, hectare data; reference date 2025-12-31; downloaded 2026-11-03. Licence.

Coat of arms: CHE Spiez COA.svg, SpinnerLaserzthe2nd, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.