Lucerne · Wahlkreis Sursee · BFS commune no. 1102[7]
Sempach
Single person, gross income CHF 100’000, median insurer. See how Sempach ranks for your household →
Compare Sempach with another commune →
Sempach has 4’404 residents, making it the 27th largest of the 79 communes in the canton of Lucerne.
10% of residents are foreign nationals, below the Swiss average of 28%.
A single person earning CHF 100’000 pays about CHF 12’209 a year in income tax here, less than in 3 of its 5 neighbouring communes and among the lowest quarter in Lucerne.
The median standard adult health insurance premium is CHF 513 a month, below the Swiss median of CHF 564.
The closest of our job hubs by public transport is Luzern, about 55 minutes away on a weekday morning.
Income tax
Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…[1]
| Profile | CHF 50’000 | CHF 80’000 | CHF 100’000 | CHF 150’000 | CHF 200’000 | CHF 300’000 |
|---|---|---|---|---|---|---|
| Single, no children | 3’761 7.5% | 8’748 10.9% | 12’209 12.2% | 22’418 14.9% | 34’648 17.3% | 62’691 20.9% |
| Married, single income, no children | 943 1.9% | 5’499 6.9% | 8’749 8.7% | 17’457 11.6% | 29’868 14.9% | 58’122 19.4% |
| Married, dual income (70/30), no children | 168 0.3% | 4’353 5.4% | 7’550 7.5% | 15’759 10.5% | 26’484 13.2% | 54’210 18.1% |
| Married, single income, 2 children | 50 0.1% | 2’006 2.5% | 4’754 4.8% | 12’650 8.4% | 23’600 11.8% | 51’762 17.3% |
Tax multipliers 2026: canton 145%, commune 165%. Church tax, if you are a member: Protestant 25%, Roman Catholic 22%.[2]
Health insurance premiums 2027
Monthly basic insurance premium, standard model, premium region 2 of Lucerne.[3]
| Cheapest insurer | Median insurer | |
|---|---|---|
| Adult (26+), CHF 300 deductible, without accident cover | CHF 460 | CHF 513 |
| Child (0–18), CHF 0 deductible, with accident cover | CHF 115 | CHF 131 |
Commute to job hubs
Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.[6]
| Hub | Minutes |
|---|---|
| Luzern | 55 |
| Olten | 67 |
| Rotkreuz | 82 |
| Aarau | 84 |
| Zug | 93 |
| Bern | 99 |
| Baar | 104 |
| Basel SBB | 106 |
Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →
Compared with neighbouring communes
Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).
| Commune | Tax CHF/yr[1] | Premium CHF/mo[3] | Population[4] |
|---|---|---|---|
| Eich | 11’029 | 513 | 1’779 |
| Hildisrieden | 11’703 | 501 | 2’468 |
| Sempach | 12’209 | 513 | 4’404 |
| Beromünster | 12’884 | 501 | 6’963 |
| Neuenkirch | 12’884 | 513 | 7’243 |
| Nottwil | 12’884 | 513 | 4’104 |
Population
Sources
- Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
- Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
- Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
- © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-03. Licence.
- Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
- Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
- Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
Coat of arms: CHE Sempach COA.png, Jürgen Krause, CC BY-SA 3.0. Shown to identify the commune; Vicinus is not affiliated with it.
