Aargau · Bezirk Laufenburg · BFS commune no. 4176[8]
Schwaderloch
Single person, gross income CHF 100’000, median insurer, 2-room flat. See how Schwaderloch ranks for your household →
Compare Schwaderloch with another commune →
Schwaderloch has 727 residents, making it the 182nd largest of the 196 communes in the canton of Aargau.
32% of residents are foreign nationals, above the Swiss average of 28%.
A single person earning CHF 100’000 pays about CHF 13’752 a year in income tax here, more than in any of its 2 neighbouring communes and among the highest quarter in Aargau.
The median standard adult health insurance premium is CHF 564 a month, about the Swiss median of CHF 564.
The closest of our job hubs by public transport is Baden, about 70 minutes away on a weekday morning.
Living here
- Sunshine per year[13]
- 1’560 h
- Less sunny than 80% of Swiss communes
- MeteoSwiss, normals 1991–2020; average over where people live, terrain shade included
- Winter sunshine, Nov–Feb (a fog indicator)[13]
- 150 h
- Less winter sun than 95% of communes
- MeteoSwiss, normals 1991–2020. Little winter sun usually means fog or a shaded valley; it is not a count of fog days
- Residents with road noise above 55 dB(A) by day[14]
- 20%
- More than in 70% of communes
- BAFU sonBASE road noise model 2021; estimate from where people live
- Residents with rail noise above 55 dB(A) by day[14]
- 0%
- Median: Aargau 0%, Switzerland 0%
- BAFU sonBASE rail noise model 2021; estimate from where people live
- Residents in areas where heavy rain can flood the ground over 10 cm deep[15]
- 10%
- Median: Aargau 7%, Switzerland 7%
- BAFU surface runoff hazard map 2018; an overview, not an assessment of any building
Federal overview map only. For floods, landslides and avalanches at a specific address, check the canton's hazard map. Open the federal hazard maps here →
Income tax
Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…[1]
| Profile | CHF 50’000 | CHF 80’000 | CHF 100’000 | CHF 150’000 | CHF 200’000 | CHF 300’000 |
|---|---|---|---|---|---|---|
| Single, no children | 3’768 7.5% | 9’365 11.7% | 13’752 13.8% | 26’614 17.7% | 41’656 20.8% | 75’051 25.0% |
| Married, single income, no children | 1’474 2.9% | 4’950 6.2% | 8’107 8.1% | 18’350 12.2% | 32’524 16.3% | 64’407 21.5% |
| Married, dual income (70/30), no children | 1’139 2.3% | 4’520 5.7% | 7’593 7.6% | 17’303 11.5% | 29’840 14.9% | 61’086 20.4% |
| Married, single income, 2 children | 25 0.1% | 2’154 2.7% | 4’307 4.3% | 13’316 8.9% | 26’056 13.0% | 57’729 19.2% |
Tax multipliers 2026: canton 103%, commune 123%. Church tax, if you are a member: Protestant 23%, Roman Catholic 25%.[2]
Health insurance premiums 2027
Monthly basic insurance premium, standard model, single premium region of Aargau.[3]
| Cheapest insurer | Median insurer | |
|---|---|---|
| Adult (26+), CHF 300 deductible, without accident cover | CHF 517 | CHF 564 |
| Child (0–18), CHF 0 deductible, with accident cover | CHF 121 | CHF 143 |
Rent
Average monthly net rent (without service charges and heating) paid by tenants, BFS Structural Survey 2023.[4]
| Flat | CHF/month | Basis |
|---|---|---|
| 2 rooms single | ≈ CHF 1’046 | Estimate |
| 3 rooms couple | ≈ CHF 1’301 | Estimate |
| 4 rooms family | ≈ CHF 1’504 | Estimate |
BFS publishes no rent for this commune, so these are estimates (≈), not measured figures: the canton’s average rent, adjusted for the type of commune. New leases usually cost more than these averages. How rent is estimated
Commute to job hubs
Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.[7]
| Hub | Minutes |
|---|---|
| Baden | 70 |
| Aarau | 85 |
| Dietikon | 89 |
| Zürich Altstetten | 96 |
| Olten | 97 |
| Schlieren | 98 |
| Muttenz | 98 |
| Zürich HB | 100 |
Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →
Compared with neighbouring communes
Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).
| Commune | Tax CHF/yr[1] | Premium CHF/mo[3] | Population[5] |
|---|---|---|---|
| Leibstadt | 12’632 | 564 | 1’639 |
| Mettauertal | 13’005 | 564 | 2’156 |
| Schwaderloch | 13’752 | 564 | 727 |
Population
Sources
- Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
- Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
- Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023. Average rent by number of rooms (Structural Survey 2023); reference date 2023 (Structural Survey); downloaded 2026-11-03. Licence.
- Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
- © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-03. Licence.
- Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
- Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
- Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
- Source: Federal Statistical Office (FSO/BFS), language regions. Language regions (Structural Survey 2016–2020); reference date 2016–2020; downloaded 2026-11-03. Licence.
- Source: MeteoSwiss. Sunshine duration, climate normals 1991–2020 (spatial analysis); reference date 1991–2020; downloaded 2026-11-03. Licence.
- Source: Federal Office for the Environment (FOEN/BAFU), sonBASE. Road and rail noise by day, sonBASE (model 2021); reference date 2021; downloaded 2026-11-03. Licence.
- Source: FOEN/BAFU, cantonal building insurers (VKG), Swiss Insurance Association (SVV), surface runoff hazard map. Surface runoff hazard map (2018); reference date 2018-05-22; downloaded 2026-11-03. Licence.
- Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Population and households statistics (STATPOP) 2025, hectare data; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Coat of arms: CHE Schwaderloch COA.svg, diese Datei: Jwnabd, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.
