Ticino · Distretto di Riviera · BFS commune no. 5287Source: Federal Statistical Office (FSO/BFS), Swiss official commune register; reference date 2026-11-04.All sources →
Riviera
Left of CHF 100’000CHF 65’061per year, after tax, insurance and rent
by public transport, from the busiest station
≈ Commute (estimated pass price)≈ commute (estimated pass price): only when a workplace is set, money left also deducts what one adult would pay per year for a public-transport pass (2nd class) to the workplace, one commuter per household (two, each with their own pass, when dual-income couples add a second workplace). It is estimated from the national distance tariff and never more than a GA travelcard; it is not a fare quote. Zone networks (ZVV, Libero, Mobilis …) price by zones, so there a real pass can be a quarter cheaper or dearer; overall the estimate is slightly high more often than low. How commute cost is estimatedSource: Alliance SwissPass, tariffs T650, T654, T603; reference date T650 prices valid from 2023-12-10 (edition 2026-06-01); GA CHF 3995 (T654 edition 2026-06-01).All sources → per year, one commuter, 2nd class
Income taxSource: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026; reference date tax year 2026.All sources → CHF 14’55814.6% of income
Health insuranceSource: Federal Office of Public Health (FOPH), health insurance premiums 2027; reference date 2027 premiums (published Sept 2026).All sources → CHF 665adult, per month
Rent, 2 roomsSource: Federal Statistical Office (FSO/BFS), Structural Survey 2023; reference date 2023 (Structural Survey).All sources → ≈ CHF 1’033per month, estimate
ResidentsSource: Federal Statistical Office (FSO/BFS), STATPOP 2025; reference date 2025-12-31.All sources → 4’26229.7% foreign nationals
Language regionSource: Federal Statistical Office (FSO/BFS), language regions; reference date 2016–2020.All sources → Italianmajority main language
Nearest job hubTimetable: opentransportdata.swiss; walking network © OpenStreetMap contributors; reference date timetable fahrplan-2026-gtfs2020, 2026-11-10, 2026-11-17, 2026-11-24 07:00–08:30.All sources → 44 minto Bellinzona
Single person, gross income CHF 100’000, median insurer, 2-room flat. See how Riviera ranks for your household →
Compare Riviera with another commune →
From income to money leftPer year. Each bar is a share of gross income; ≈ marks an estimate. The tax multiplier (Steuerfuss) is the percentage of the basic tax that the commune and the canton charge: it is the main reason neighbouring communes differ.Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026; reference date tax year 2026.Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026; reference date tax year 2026.All sources →
Single, no children, gross income CHF 100’000, median insurer, 2-room flat.
Gross incomeCHF 100’000
− Income taxtax multipliers 2026: commune 95%, canton 100%− CHF 14’558
− Health insurance− CHF 7’985
− Rent, 2 rooms− ≈ CHF 12’396
= Money left≈ CHF 65’061
Riviera has 4’262 residents, making it the 22nd largest of the 100 communes in the canton of Ticino.
30% of residents are foreign nationals, close to the Swiss average of 28%.
A single person earning CHF 100’000 pays about CHF 14’558 a year in income tax here, less than in 1 of its 7 neighbouring communes and among the highest quarter in Ticino.
The median standard adult health insurance premium is CHF 665 a month, above the Swiss median of CHF 564.
The closest of our job hubs by public transport is Bellinzona, about 44 minutes away on a weekday morning.
Living here
- Sunshine per yearMeteoSwiss, normals 1991–2020; average over where people live, terrain shade includedAll sources →
- 1’390 h
- Less sunny than 95% of Swiss communes
- Winter sunshine, Nov–Feb (a fog indicator)MeteoSwiss, normals 1991–2020. Little winter sun usually means fog or a shaded valley; it is not a count of fog daysAll sources →
- 330 h
- More winter sun than 80% of communes
- Residents with road noise above 55 dB(A) by dayBAFU sonBASE road noise model 2021; estimate from where people liveAll sources →
- 12%
- Less than in 55% of communes
- Residents with rail noise above 55 dB(A) by dayBAFU sonBASE rail noise model 2021; estimate from where people liveAll sources →
- 4%
- More than in 95% of communes
- Residents in areas where heavy rain can flood the ground over 10 cm deepBAFU surface runoff hazard map 2018; an overview, not an assessment of any buildingFederal overview map only. For floods, landslides and avalanches at a specific address, check the canton's hazard map. Open the federal hazard maps here →All sources →
- 15%
- Median: Ticino 8%, Switzerland 7%
- Residents with fibre to the building (estimate)BAKOM broadband atlas 2026; estimated from 250 m squares published in classes; fibre at least as far as the building (FTTB/FTTH)All sources →
- ≈ 11%
- Less than in 60% of communes
- Electricity price excl. VAT, 5-room flat (ElCom profile H4)ElCom tariffs 2027, standard product of the network operator, excl. VAT; operator: Società Elettrica Sopracenerina SA (Ticino)All sources →
- 28.8 Rp./kWh
- About CHF 1’300 a year for 4’500 kWh, excl. VAT · Dearer than in 70% of communes
- Vacancy rate (share of dwellings standing empty)BFS dwelling vacancy survey, 1 June 2026: 32 empty dwellings for rent or saleAll sources →
- 1.24%
- Switzerland 0.93%, canton TI 1.78%. A low rate means flats are hard to find
- Nearest airport by public transportComputed from the timetable 2026: median door-to-door time for departures 07:00–08:30 on a weekday, to the airport station; Basel-Mulhouse via Basel SBB and bus 50 (+20 min: 13 min ride, changing and waiting)All sources →
- 2 h 58
- Zürich (ZRH). Geneva (GVA) over 4 h · Basel-Mulhouse (BSL) over 4 h
- Nearest international school by public transportOur list of 36 campuses, checked on the schools' own websites (2026-11-04); time to the school's commune (its main stop), not to the school gateAll sources →
- 1 h 24
- TASIS The American School in Switzerland, Collina d'Oro – American (Advanced Placement) and IB Diploma
- Everyday services in the commune© OpenStreetMap contributors, data as of 2026-11-03; train stations: timetable, stations with train service on 2026-11-10All sources →
- Supermarketsnone
- Pharmaciesnone
- Doctors' practicesnone
- Schools1
- Childcare, kindergartensnone
- Train stationsnone
- Counted within the commune boundary. OpenStreetMap may be incomplete: “none” means none is mapped
Income taxIncome tax 2026 (federal, cantonal and communal; no church tax) for an employee, at the gross labour incomes in the table.Church tax multipliers 2026, if you are a member: Protestant 0%, Roman Catholic 0%. Canton 100% and commune 95%: see the breakdown above.Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026; reference date tax year 2026.Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026; reference date tax year 2026.All sources →
| Profile | CHF 50’000 | CHF 80’000 | CHF 100’000 | CHF 150’000 | CHF 200’000 | CHF 300’000 |
|---|---|---|---|---|---|---|
| Single, no children | 3’474 6.9% | 9’562 12.0% | 14’558 14.6% | 28’745 19.2% | 45’108 22.6% | 80’832 26.9% |
| Married, single income, no children | 1’025 2.0% | 4’560 5.7% | 8’534 8.5% | 21’359 14.2% | 37’242 18.6% | 73’647 24.5% |
| Married, dual income (70/30), no children | 205 0.4% | 2’712 3.4% | 6’080 6.1% | 17’756 11.8% | 32’118 16.1% | 67’695 22.6% |
| Married, single income, 2 children | 40 0.1% | 1’019 1.3% | 2’945 2.9% | 13’636 9.1% | 28’376 14.2% | 64’089 21.4% |
Taxed at source (no C permit)? Below CHF 120’000 gross per earner you pay the source tax of the canton of Ticino instead, the same in every commune of the canton. Ranking with source tax →
Health insurance premiums 2027Monthly basic insurance premium, standard model, premium region 2 of Ticino.Source: Federal Office of Public Health (FOPH), health insurance premiums 2027; reference date 2027 premiums (published Sept 2026).All sources →
| Cheapest insurer | Median insurer | |
|---|---|---|
| Adult (26+), CHF 300 deductible, without accident cover | CHF 622 | CHF 665 |
| Child (0–18), CHF 0 deductible, with accident cover | CHF 145 | CHF 170 |
RentAverage monthly net rent (without service charges and heating) paid by tenants, BFS Structural Survey 2023.BFS publishes no rent for this commune, so these are estimates (≈), not measured figures: the canton’s average rent, adjusted for the type of commune. New leases usually cost more than these averages. How rent is estimatedSource: Federal Statistical Office (FSO/BFS), Structural Survey 2023; reference date 2023 (Structural Survey).All sources →
| Flat | CHF/month | Basis |
|---|---|---|
| 2 rooms single | ≈ CHF 1’033 | Estimate |
| 3 rooms couple | ≈ CHF 1’244 | Estimate |
| 4 rooms family | ≈ CHF 1’516 | Estimate |
Commute to job hubsMedian door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.Hubs more than 3 hours away are not listed.Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors; reference date timetable fahrplan-2026-gtfs2020, 2026-11-10, 2026-11-17, 2026-11-24 07:00–08:30.All sources →
| Hub | Minutes |
|---|---|
| Bellinzona | 44 |
| Lugano | 69 |
| Locarno | 78 |
| Zug | 138 |
| Luzern | 148 |
| Baar | 148 |
| Rotkreuz | 148 |
| Zürich HB | 165 |
Commute to any commune or postcode: Ranking →
Compared with neighbouring communes
Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).
| Commune | Tax CHF/yrSource: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026; reference date tax year 2026.All sources → | Premium CHF/moSource: Federal Office of Public Health (FOPH), health insurance premiums 2027; reference date 2027 premiums (published Sept 2026).All sources → | PopulationSource: Federal Statistical Office (FSO/BFS), STATPOP 2025; reference date 2025-12-31.All sources → |
|---|---|---|---|
| San VittoreGR | 12’394 | 550 | 946 |
| CalancaGR | 13’300 | 550 | 213 |
| Personico | 14’229 | 665 | 320 |
| Bellinzona | 14’426 | 712 | 45’828 |
| Riviera | 14’558 | 665 | 4’262 |
| Pollegio | 14’558 | 665 | 919 |
| Biasca | 14’558 | 665 | 6’213 |
| Verzasca | 14’887 | 665 | 749 |
PopulationSource: Federal Statistical Office (FSO/BFS), STATPOP 2025; reference date 2025-12-31.© swisstopo; reference date 2026-01-01.All sources →
Residents4’262
Foreign nationals29.7%
Aged 0–1919.5%
Aged 20–6461.2%
Aged 65+19.3%
Area86.53 km²
Sources (23)
- Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-04. Licence.
- Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-04. Licence.
- Source: Federal Tax Administration (FTA/ESTV), source-tax tariffs 2026 of the cantons. Source-tax tariffs 2026 (wages), all cantons; reference date tariffs valid from 1 January 2026; downloaded 2026-11-04. Licence.
- Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023. Average rent by number of rooms (Structural Survey 2023); reference date 2023 (Structural Survey); downloaded 2026-11-04. Licence.
- Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-04. Licence.
- © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-04. Licence.
- Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-10, 2026-11-17, 2026-11-24 07:00–08:30; downloaded 2026-11-02. Licence.
- Source: Alliance SwissPass, tariffs T650, T654, T603. Tariffs T650 (route passes) and T654 (GA), editions 2026; reference date T650 prices valid from 2023-12-10 (edition 2026-06-01); GA CHF 3995 (T654 edition 2026-06-01); downloaded 2026-11-04. Licence.
- Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-04; downloaded 2026-11-04. Licence.
- Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-04; downloaded 2026-11-04. Licence.
- Source: Federal Statistical Office (FSO/BFS), language regions. Language regions (Structural Survey 2016–2020); reference date 2016–2020; downloaded 2026-11-04. Licence.
- Source: MeteoSwiss. Sunshine duration, climate normals 1991–2020 (spatial analysis); reference date 1991–2020; downloaded 2026-11-03. Licence.
- Source: Federal Office for the Environment (FOEN/BAFU), sonBASE. Road and rail noise by day, sonBASE (model 2021); reference date 2021; downloaded 2026-11-03. Licence.
- Source: FOEN/BAFU, cantonal building insurers (VKG), Swiss Insurance Association (SVV), surface runoff hazard map. Surface runoff hazard map (2018); reference date 2018-05-22; downloaded 2026-11-03. Licence.
- Source: Federal Office of Communications (OFCOM/BAKOM), broadband atlas. Broadband atlas: fibre connections FTTB/FTTH (2026); reference date 2026-04-30; downloaded 2026-11-03. Licence.
- Source: Federal Electricity Commission (ElCom), electricity tariffs 2027. Electricity tariffs 2027, consumption profile H4; reference date 2027-01-01; downloaded 2026-11-04. Licence.
- Source: Federal Statistical Office (FSO/BFS), dwelling vacancy survey 2026. Dwelling vacancy survey 2026; reference date 2026-06-01; downloaded 2026-11-04. Licence.
- Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Population and households statistics (STATPOP) 2025, hectare data; reference date 2025-12-31; downloaded 2026-11-03. Licence.
- Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport to the airports (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-10, 2026-11-17, 2026-11-24 07:00–08:30; downloaded 2026-11-02. Licence.
- Schools' own websites; timetable: opentransportdata.swiss. International schools (hand-curated list) and public transport to the nearest; reference date 2026-11-04; downloaded 2026-11-04. Licence.
- © OpenStreetMap contributors. OpenStreetMap, Switzerland extract (2026-11-03); reference date 2026-11-03; downloaded 2026-11-04. Licence.
- Timetable: opentransportdata.swiss. Swiss public transport timetable (fahrplan-2026-gtfs2020), stations served by trains; reference date 2026-11-10; downloaded 2026-11-02. Licence.
Coat of arms: Blason de Riviera (Tessin).svg, Jpgibert, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.
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