Vicinus

Schaffhausen · Bezirk Stein · BFS commune no. 2963[7]

Coat of arms of RamsenRamsen

Left of CHF 100’000CHF 80’991per year, after tax and insurance
Income tax[1]CHF 12’51912.5% of income
Health insurance[3]CHF 541adult, per month
Residents[4]1’69732.7% foreign nationals
Nearest job hub[6]51 minto Schaffhausen

Single person, gross income CHF 100’000, median insurer. See how Ramsen ranks for your household →
Compare Ramsen with another commune →

Buch (SH)HemishofenDiessenhofenWagenhausen Buch (SH)HemishofenDiessenhofenWagenhausen Ramsen

Ramsen has 1’697 residents, making it the 10th largest of the 26 communes in the canton of Schaffhausen.

33% of residents are foreign nationals, above the Swiss average of 28%.

A single person earning CHF 100’000 pays about CHF 12’519 a year in income tax here, less than in 2 of its 4 neighbouring communes.

The median standard adult health insurance premium is CHF 541 a month, below the Swiss median of CHF 564.

The closest of our job hubs by public transport is Schaffhausen, about 51 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…[1]

ProfileCHF 50’000CHF 80’000CHF 100’000CHF 150’000CHF 200’000CHF 300’000
Single, no children3’545
7.1%		8’456
10.6%		12’519
12.5%		24’206
16.1%		38’264
19.1%		67’257
22.4%
Married, single income, no children1’357
2.7%		5’023
6.3%		7’832
7.8%		17’102
11.4%		30’448
15.2%		59’862
20.0%
Married, dual income (70/30), no children1’067
2.1%		4’546
5.7%		7’311
7.3%		16’040
10.7%		27’788
13.9%		56’649
18.9%
Married, single income, 2 children60
0.1%		2’091
2.6%		4’009
4.0%		11’946
8.0%		23’772
11.9%		53’187
17.7%

Tax multipliers 2026: canton 76%, commune 99%. Church tax, if you are a member: Protestant 14%, Roman Catholic 15%.[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 2 of Schaffhausen.[3]

Cheapest insurerMedian insurer
Adult (26+), CHF 300 deductible, without accident coverCHF 489CHF 541
Child (0–18), CHF 0 deductible, with accident coverCHF 113CHF 135

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.[6]

HubMinutes
Schaffhausen51
Frauenfeld78
Winterthur89
Kreuzlingen92
Zürich Oerlikon100
Zürich HB104
Zürich Airport107
Wallisellen112

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

CommuneTax CHF/yr[1]Premium CHF/mo[3]Population[4]
Hemishofen11’904541492
Buch (SH)12’334541340
Ramsen12’5195411’697
DiessenhofenTG12’9385304’157
WagenhausenTG13’5705301’852

Population

Residents1’697[4]
Foreign nationals32.7%
Aged 0–1920.3%
Aged 20–6460.1%
Aged 65+19.6%
Area13.5 km²[5]

Sources

  1. Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  2. Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  3. Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
  4. Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
  5. © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-03. Licence.
  6. Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
  7. Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
  10. Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.

Coat of arms: Ramsen-blazon.svg, Unknown authorUnknown author, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.