Bern · Verwaltungskreis Bern-Mittelland · BFS commune no. 357^[8]

Oberbalm

Left of CHF 100’000CHF 62’823per year, after tax, insurance and rent

Income tax^[1]CHF 17’04817.0% of income

Health insurance^[3]CHF 656adult, per month

Rent, 2 rooms^[4]≈ CHF 1’021per month, estimate

Residents^[5]8563.4% foreign nationals

Language region^[12]Germanmajority main language

Nearest job hub^[7]50 minto Bern

Single person, gross income CHF 100’000, median insurer, 2-room flat. See how Oberbalm ranks for your household →
Compare Oberbalm with another commune →

Oberbalm has 856 residents, making it the 215th largest of the 334 communes in the canton of Bern.

3% of residents are foreign nationals, below the Swiss average of 28%.

With 24% of residents aged 65 or over, the population is older than the Swiss average (20%).

A single person earning CHF 100’000 pays about CHF 17’048 a year in income tax here, less than in 3 of its 5 neighbouring communes.

The median standard adult health insurance premium is CHF 656 a month, above the Swiss median of CHF 564.

The closest of our job hubs by public transport is Bern, about 50 minutes away on a weekday morning.

Living here

Sunshine per year⁠^[13]: 1’730 h; Sunnier than 65% of Swiss communes; MeteoSwiss, normals 1991–2020; average over where people live, terrain shade included
Winter sunshine, Nov–Feb (a fog indicator)⁠^[13]: 310 h; More winter sun than 70% of communes; MeteoSwiss, normals 1991–2020. Little winter sun usually means fog or a shaded valley; it is not a count of fog days
Residents with road noise above 55 dB(A) by day⁠^[14]: 3%; Less than in 85% of communes; BAFU sonBASE road noise model 2021; estimate from where people live
Residents with rail noise above 55 dB(A) by day⁠^[14]: 0%; Median: Bern 0%, Switzerland 0%; BAFU sonBASE rail noise model 2021; estimate from where people live
Residents in areas where heavy rain can flood the ground over 10 cm deep⁠^[15]: 3%; Median: Bern 7%, Switzerland 7%; BAFU surface runoff hazard map 2018; an overview, not an assessment of any building

Federal overview map only. For floods, landslides and avalanches at a specific address, check the canton's hazard map. Open the federal hazard maps here →

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…^[1]

Profile	CHF 50’000	CHF 80’000	CHF 100’000	CHF 150’000	CHF 200’000	CHF 300’000
Single, no children	5’940 11.9%	12’166 15.2%	17’048 17.0%	31’652 21.1%	48’960 24.5%	87’303 29.1%
Married, single income, no children	3’598 7.2%	8’944 11.2%	12’844 12.8%	24’700 16.5%	41’114 20.6%	78’102 26.0%
Married, dual income (70/30), no children	3’095 6.2%	8’305 10.4%	12’055 12.1%	23’114 15.4%	37’472 18.7%	73’188 24.4%
Married, single income, 2 children	491 1.0%	4’973 6.2%	8’348 8.3%	19’085 12.7%	33’788 16.9%	70’578 23.5%

Tax multipliers 2026: canton 297.5%, commune 175%. Church tax, if you are a member: Protestant 23%, Roman Catholic 19%.^[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 1 of Bern.^[3]

	Cheapest insurer	Median insurer
Adult (26+), CHF 300 deductible, without accident cover	CHF 609	CHF 656
Child (0–18), CHF 0 deductible, with accident cover	CHF 134	CHF 166

Rent

Average monthly net rent (without service charges and heating) paid by tenants, BFS Structural Survey 2023.^[4]

Flat	CHF/month	Basis
2 rooms single	≈ CHF 1’021	Estimate
3 rooms couple	≈ CHF 1’217	Estimate
4 rooms family	≈ CHF 1’499	Estimate

BFS publishes no rent for this commune, so these are estimates (≈), not measured figures: the canton’s average rent, adjusted for the type of commune. New leases usually cost more than these averages. How rent is estimated

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.^[7]

Hub	Minutes
Bern	50
Thun	79
Fribourg	81
Olten	88
Biel/Bienne	89
Solothurn	96
Aarau	98
Liestal	112

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

Commune	Tax CHF/yr^[1]	Premium CHF/mo^[3]	Population^[5]
Köniz	16’496	656	43’923
Wald (BE)	16’528	592	1’194
Oberbalm	17’048	656	856
Niedermuhlern	17’178	592	513
Rüeggisberg	17’373	592	1’756
Schwarzenburg	17’405	592	6’797

Population

Residents856^[5]

Foreign nationals3.4%

Aged 0–1918.6%

Aged 20–6457.1%

Aged 65+24.3%

Area12.39 km²^[6]

Sources

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023. Average rent by number of rooms (Structural Survey 2023); reference date 2023 (Structural Survey); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), language regions. Language regions (Structural Survey 2016–2020); reference date 2016–2020; downloaded 2026-11-03. Licence.
Source: MeteoSwiss. Sunshine duration, climate normals 1991–2020 (spatial analysis); reference date 1991–2020; downloaded 2026-11-03. Licence.
Source: Federal Office for the Environment (FOEN/BAFU), sonBASE. Road and rail noise by day, sonBASE (model 2021); reference date 2021; downloaded 2026-11-03. Licence.
Source: FOEN/BAFU, cantonal building insurers (VKG), Swiss Insurance Association (SVV), surface runoff hazard map. Surface runoff hazard map (2018); reference date 2018-05-22; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Population and households statistics (STATPOP) 2025, hectare data; reference date 2025-12-31; downloaded 2026-11-03. Licence.

Coat of arms: CHE Oberbalm COA.svg, ARK, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.