St. Gallen · Wahlkreis Wil · BFS commune no. 3423^[8]

Niederhelfenschwil

Left of CHF 100’000CHF 67’342per year, after tax, insurance and rent

Income tax^[1]CHF 13’25913.3% of income

Health insurance^[3]CHF 559adult, per month

Rent, 2 rooms^[4]≈ CHF 1’058per month, estimate

Residents^[5]3’3099.3% foreign nationals

Language region^[12]Germanmajority main language

Nearest job hub^[7]46 minto Wil SG

Single person, gross income CHF 100’000, median insurer, 2-room flat. See how Niederhelfenschwil ranks for your household →
Compare Niederhelfenschwil with another commune →

Niederhelfenschwil has 3’309 residents, making it the 55th largest of the 75 communes in the canton of St. Gallen.

9% of residents are foreign nationals, below the Swiss average of 28%.

With 17% of residents aged 65 or over, the population is younger than the Swiss average (20%).

A single person earning CHF 100’000 pays about CHF 13’259 a year in income tax here, less than in 3 of its 6 neighbouring communes.

The median standard adult health insurance premium is CHF 559 a month, about the Swiss median of CHF 564.

The closest of our job hubs by public transport is Wil SG, about 46 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…^[1]

Profile	CHF 50’000	CHF 80’000	CHF 100’000	CHF 150’000	CHF 200’000	CHF 300’000
Single, no children	3’791 7.6%	9’041 11.3%	13’259 13.3%	25’331 16.9%	39’024 19.5%	68’724 22.9%
Married, single income, no children	1’351 2.7%	5’042 6.3%	8’338 8.3%	18’179 12.1%	31’672 15.8%	61’338 20.4%
Married, dual income (70/30), no children	1’031 2.1%	4’572 5.7%	7’643 7.6%	16’851 11.2%	28’936 14.5%	58’170 19.4%
Married, single income, 2 children	0 0.0%	2’006 2.5%	4’238 4.2%	13’157 8.8%	25’236 12.6%	54’816 18.3%

Tax multipliers 2026: canton 105%, commune 104%. Church tax, if you are a member: Protestant 24%, Roman Catholic 24%.^[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 1 of St. Gallen.^[3]

	Cheapest insurer	Median insurer
Adult (26+), CHF 300 deductible, without accident cover	CHF 523	CHF 559
Child (0–18), CHF 0 deductible, with accident cover	CHF 123	CHF 141

Rent

Average monthly net rent (without service charges and heating) paid by tenants, BFS Structural Survey 2023.^[4]

Flat	CHF/month	Basis
2 rooms single	≈ CHF 1’058	Estimate
3 rooms couple	≈ CHF 1’333	Estimate
4 rooms family	≈ CHF 1’529	Estimate

BFS publishes no rent for this commune, so these are estimates (≈), not measured figures: the canton’s average rent, adjusted for the type of commune. New leases usually cost more than these averages. How rent is estimated

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.^[7]

Hub	Minutes
Wil SG	46
St. Gallen	60
Winterthur	68
Zürich Airport	85
Frauenfeld	86
Zürich Oerlikon	90
Zürich HB	101
Rapperswil	101

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

Commune	Tax CHF/yr^[1]	Premium CHF/mo^[3]	Population^[5]
Zuzwil (SG)	11’766	559	4’994
Oberbüren	13’038	559	4’762
WuppenauTG	13’209	530	1’215
Niederhelfenschwil	13’259	559	3’309
Kradolf-SchönenbergTG	13’299	530	3’935
BischofszellTG	13’751	530	6’438
Niederbüren	13’923	559	1’571

Population

Residents3’309^[5]

Foreign nationals9.3%

Aged 0–1924.9%

Aged 20–6458.4%

Aged 65+16.7%

Area16.37 km²^[6]

Sources

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023. Average rent by number of rooms (Structural Survey 2023); reference date 2023 (Structural Survey); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), language regions. Language regions (Structural Survey 2016–2020); reference date 2016–2020; downloaded 2026-11-03. Licence.

Coat of arms: Niederhelfenschwil-blazon.svg, Taktaal, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.