Bern · Verwaltungskreis Bern-Mittelland · BFS commune no. 616Source: Federal Statistical Office (FSO/BFS), Swiss official commune register; reference date 2026-11-04.All sources →
Münsingen
Left of CHF 100’000CHF 62’274per year, after tax, insurance and rent
by public transport, from the busiest station
≈ Commute (estimated pass price)≈ commute (estimated pass price): only when a workplace is set, money left also deducts what one adult would pay per year for a public-transport pass (2nd class) to the workplace, one commuter per household (two, each with their own pass, when dual-income couples add a second workplace). It is estimated from the national distance tariff and never more than a GA travelcard; it is not a fare quote. Zone networks (ZVV, Libero, Mobilis …) price by zones, so there a real pass can be a quarter cheaper or dearer; overall the estimate is slightly high more often than low. How commute cost is estimatedSource: Alliance SwissPass, tariffs T650, T654, T603; reference date T650 prices valid from 2023-12-10 (edition 2026-06-01); GA CHF 3995 (T654 edition 2026-06-01).All sources → per year, one commuter, 2nd class
Income taxSource: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026; reference date tax year 2026.All sources → CHF 16’49616.5% of income
Health insuranceSource: Federal Office of Public Health (FOPH), health insurance premiums 2027; reference date 2027 premiums (published Sept 2026).All sources → CHF 592adult, per month
Rent, 2 roomsSource: Federal Statistical Office (FSO/BFS), Structural Survey 2023; reference date 2023 (Structural Survey).All sources → ≈ CHF 1’177per month, estimate
ResidentsSource: Federal Statistical Office (FSO/BFS), STATPOP 2025; reference date 2025-12-31.All sources → 13’00313.1% foreign nationals
Language regionSource: Federal Statistical Office (FSO/BFS), language regions; reference date 2016–2020.All sources → Germanmajority main language
Nearest job hubTimetable: opentransportdata.swiss; walking network © OpenStreetMap contributors; reference date timetable fahrplan-2026-gtfs2020, 2026-11-10, 2026-11-17, 2026-11-24 07:00–08:30.All sources → 25 minto Thun
Very few vacant flats: on 1 June 2026, 0.14% of dwellings stood empty and on offer (below 0.5%).Hints, not a verdict; they don't change money left or the order. Rent > ⅓ income: 12 × the average net rent for your flat size is more than a third of your gross household income. Many landlords and agencies expect rent to stay within about a third of income; they usually count rent with service charges, which this figure leaves out, so the real share is higher. Vacancy < 0.5%: fewer than 1 in 200 dwellings stood empty and on offer on 1 June 2026 (BFS). The federal housing office sees the market in balance at about 1.5% and tight below 1%; below 0.5% flats are very hard to find. In small communes a few flats change the rate a lot.How the hints work →Source: Federal Statistical Office (FSO/BFS), dwelling vacancy survey 2026; reference date 2026-06-01.All sources →
Single person, gross income CHF 100’000, median insurer, 2-room flat. See how Münsingen ranks for your household →
Compare Münsingen with another commune →
From income to money leftPer year. Each bar is a share of gross income; ≈ marks an estimate. The tax multiplier (Steuerfuss) is the percentage of the basic tax that the commune and the canton charge: it is the main reason neighbouring communes differ.Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026; reference date tax year 2026.Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026; reference date tax year 2026.All sources →
Single, no children, gross income CHF 100’000, median insurer, 2-room flat.
Gross incomeCHF 100’000
− Income taxtax multipliers 2026: commune 158%, canton 297.5%− CHF 16’496
− Health insurance− CHF 7’106
− Rent, 2 rooms− ≈ CHF 14’124
= Money left≈ CHF 62’274
Münsingen has 13’003 residents, making it the 12th largest of the 334 communes in the canton of Bern.
13% of residents are foreign nationals, below the Swiss average of 28%.
With 27% of residents aged 65 or over, the population is older than the Swiss average (20%).
A single person earning CHF 100’000 pays about CHF 16’496 a year in income tax here, less than in 4 of its 8 neighbouring communes and among the lowest quarter in Bern.
The median standard adult health insurance premium is CHF 592 a month, above the Swiss median of CHF 564.
The closest of our job hubs by public transport is Thun, about 25 minutes away on a weekday morning.
Living here
- Sunshine per yearMeteoSwiss, normals 1991–2020; average over where people live, terrain shade includedAll sources →
- 1’760 h
- Sunnier than 70% of Swiss communes
- Winter sunshine, Nov–Feb (a fog indicator)MeteoSwiss, normals 1991–2020. Little winter sun usually means fog or a shaded valley; it is not a count of fog daysAll sources →
- 300 h
- More winter sun than 65% of communes
- Residents with road noise above 55 dB(A) by dayBAFU sonBASE road noise model 2021; estimate from where people liveAll sources →
- 15%
- More than in 50% of communes
- Residents with rail noise above 55 dB(A) by dayBAFU sonBASE rail noise model 2021; estimate from where people liveAll sources →
- 1%
- More than in 80% of communes
- Residents in areas where heavy rain can flood the ground over 10 cm deepBAFU surface runoff hazard map 2018; an overview, not an assessment of any buildingFederal overview map only. For floods, landslides and avalanches at a specific address, check the canton's hazard map. Open the federal hazard maps here →All sources →
- 8%
- Median: Bern 7%, Switzerland 7%
- Residents with fibre to the building (estimate)BAKOM broadband atlas 2026; estimated from 250 m squares published in classes; fibre at least as far as the building (FTTB/FTTH)All sources →
- ≈ 80%
- More than in 65% of communes
- Electricity price excl. VAT, 5-room flat (ElCom profile H4)ElCom tariffs 2027, standard product of the network operator, excl. VAT; operator: InfraWerkeMünsingen (IWM)All sources →
- 30.6 Rp./kWh
- About CHF 1’380 a year for 4’500 kWh, excl. VAT · Dearer than in 85% of communes
- Vacancy rate (share of dwellings standing empty)BFS dwelling vacancy survey, 1 June 2026: 9 empty dwellings for rent or saleAll sources →
- 0.14%
- Switzerland 0.93%, canton BE 1.04%. A low rate means flats are hard to find
- Nearest airport by public transportComputed from the timetable 2026: median door-to-door time for departures 07:00–08:30 on a weekday, to the airport station; Basel-Mulhouse via Basel SBB and bus 50 (+20 min: 13 min ride, changing and waiting)All sources →
- 1 h 58
- Zürich (ZRH). Geneva (GVA) 2 h 58 · Basel-Mulhouse (BSL) 2 h 08
- Nearest international school by public transportOur list of 36 campuses, checked on the schools' own websites (2026-11-04); time to the school's commune (its main stop), not to the school gateAll sources →
- 21 min
- International School of Berne, Muri bei Bern – IB
- Everyday services in the commune© OpenStreetMap contributors, data as of 2026-11-03; train stations: timetable, stations with train service on 2026-11-10All sources →
- Supermarkets4
- Pharmacies4
- Doctors' practices2
- Schools4
- Childcare, kindergartens6
- Train stations2
- Counted within the commune boundary. OpenStreetMap may be incomplete: “none” means none is mapped
Income taxIncome tax 2026 (federal, cantonal and communal; no church tax) for an employee, at the gross labour incomes in the table.Church tax multipliers 2026, if you are a member: Protestant 18.4%, Roman Catholic 17%. Canton 297.5% and commune 158%: see the breakdown above.Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026; reference date tax year 2026.Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026; reference date tax year 2026.All sources →
| Profile | CHF 50’000 | CHF 80’000 | CHF 100’000 | CHF 150’000 | CHF 200’000 | CHF 300’000 |
|---|---|---|---|---|---|---|
| Single, no children | 5’734 11.5% | 11’761 14.7% | 16’496 16.5% | 30’695 20.5% | 47’548 23.8% | 84’936 28.3% |
| Married, single income, no children | 3’471 6.9% | 8’638 10.8% | 12’417 12.4% | 23’927 16.0% | 39’920 20.0% | 76’005 25.3% |
| Married, dual income (70/30), no children | 2’984 6.0% | 8’014 10.0% | 11’642 11.6% | 22’365 14.9% | 36’334 18.2% | 71’184 23.7% |
| Married, single income, 2 children | 473 0.9% | 4’794 6.0% | 8’047 8.0% | 18’461 12.3% | 32’770 16.4% | 68’661 22.9% |
Taxed at source (no C permit)? Below CHF 120’000 gross per earner you pay the source tax of the canton of Bern instead, the same in every commune of the canton. Ranking with source tax →
Health insurance premiums 2027Monthly basic insurance premium, standard model, premium region 2 of Bern.Source: Federal Office of Public Health (FOPH), health insurance premiums 2027; reference date 2027 premiums (published Sept 2026).All sources →
| Cheapest insurer | Median insurer | |
|---|---|---|
| Adult (26+), CHF 300 deductible, without accident cover | CHF 549 | CHF 592 |
| Child (0–18), CHF 0 deductible, with accident cover | CHF 130 | CHF 148 |
RentAverage monthly net rent (without service charges and heating) paid by tenants, BFS Structural Survey 2023.BFS publishes 3- and 4-room rents for this commune; ± is the 95% confidence interval. Other sizes are estimates (≈): the measured rent × the canton’s ratio between the two sizes. New leases usually cost more than these averages. How rent is estimatedSource: Federal Statistical Office (FSO/BFS), Structural Survey 2023; reference date 2023 (Structural Survey).All sources →
| Flat | CHF/month | Basis |
|---|---|---|
| 2 rooms single | ≈ CHF 1’177 | Estimate |
| 3 rooms couple | CHF 1’391 | Measured, BFS 2023 ± 84 |
| 4 rooms family | CHF 1’687 | Measured, BFS 2023 ± 134 |
Commute to job hubsMedian door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.Hubs more than 3 hours away are not listed.Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors; reference date timetable fahrplan-2026-gtfs2020, 2026-11-10, 2026-11-17, 2026-11-24 07:00–08:30.All sources →
| Hub | Minutes |
|---|---|
| Thun | 25 |
| Bern | 27 |
| Fribourg | 66 |
| Solothurn | 72 |
| Biel/Bienne | 76 |
| Olten | 78 |
| Visp | 83 |
| Neuchâtel | 87 |
Commute to any commune or postcode: Ranking →
Compared with neighbouring communes
Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).
| Commune | Tax CHF/yrSource: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026; reference date tax year 2026.All sources → | Premium CHF/moSource: Federal Office of Public Health (FOPH), health insurance premiums 2027; reference date 2027 premiums (published Sept 2026).All sources → | PopulationSource: Federal Statistical Office (FSO/BFS), STATPOP 2025; reference date 2025-12-31.All sources → |
|---|---|---|---|
| Belp | 15’911 | 592 | 11’739 |
| Rubigen | 16’041 | 592 | 2’876 |
| Gerzensee | 16’366 | 592 | 1’320 |
| Häutligen | 16’398 | 592 | 262 |
| Münsingen | 16’496 | 592 | 13’003 |
| Grosshöchstetten | 16’626 | 592 | 4’191 |
| Wichtrach | 16’691 | 592 | 4’510 |
| Konolfingen | 16’853 | 592 | 5’469 |
| Worb | 16’886 | 592 | 11’600 |
Compare Münsingen with: Belp, Worb
PopulationSource: Federal Statistical Office (FSO/BFS), STATPOP 2025; reference date 2025-12-31.© swisstopo; reference date 2026-01-01.All sources →
Residents13’003
Foreign nationals13.1%
Aged 0–1919.4%
Aged 20–6453.5%
Aged 65+27.0%
Area15.77 km²
Sources (23)
- Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-04. Licence.
- Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-04. Licence.
- Source: Federal Tax Administration (FTA/ESTV), source-tax tariffs 2026 of the cantons. Source-tax tariffs 2026 (wages), all cantons; reference date tariffs valid from 1 January 2026; downloaded 2026-11-04. Licence.
- Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023. Average rent by number of rooms (Structural Survey 2023); reference date 2023 (Structural Survey); downloaded 2026-11-04. Licence.
- Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-04. Licence.
- © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-04. Licence.
- Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-10, 2026-11-17, 2026-11-24 07:00–08:30; downloaded 2026-11-02. Licence.
- Source: Alliance SwissPass, tariffs T650, T654, T603. Tariffs T650 (route passes) and T654 (GA), editions 2026; reference date T650 prices valid from 2023-12-10 (edition 2026-06-01); GA CHF 3995 (T654 edition 2026-06-01); downloaded 2026-11-04. Licence.
- Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-04; downloaded 2026-11-04. Licence.
- Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-04; downloaded 2026-11-04. Licence.
- Source: Federal Statistical Office (FSO/BFS), language regions. Language regions (Structural Survey 2016–2020); reference date 2016–2020; downloaded 2026-11-04. Licence.
- Source: MeteoSwiss. Sunshine duration, climate normals 1991–2020 (spatial analysis); reference date 1991–2020; downloaded 2026-11-03. Licence.
- Source: Federal Office for the Environment (FOEN/BAFU), sonBASE. Road and rail noise by day, sonBASE (model 2021); reference date 2021; downloaded 2026-11-03. Licence.
- Source: FOEN/BAFU, cantonal building insurers (VKG), Swiss Insurance Association (SVV), surface runoff hazard map. Surface runoff hazard map (2018); reference date 2018-05-22; downloaded 2026-11-03. Licence.
- Source: Federal Office of Communications (OFCOM/BAKOM), broadband atlas. Broadband atlas: fibre connections FTTB/FTTH (2026); reference date 2026-04-30; downloaded 2026-11-03. Licence.
- Source: Federal Electricity Commission (ElCom), electricity tariffs 2027. Electricity tariffs 2027, consumption profile H4; reference date 2027-01-01; downloaded 2026-11-04. Licence.
- Source: Federal Statistical Office (FSO/BFS), dwelling vacancy survey 2026. Dwelling vacancy survey 2026; reference date 2026-06-01; downloaded 2026-11-04. Licence.
- Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Population and households statistics (STATPOP) 2025, hectare data; reference date 2025-12-31; downloaded 2026-11-03. Licence.
- Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport to the airports (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-10, 2026-11-17, 2026-11-24 07:00–08:30; downloaded 2026-11-02. Licence.
- Schools' own websites; timetable: opentransportdata.swiss. International schools (hand-curated list) and public transport to the nearest; reference date 2026-11-04; downloaded 2026-11-04. Licence.
- © OpenStreetMap contributors. OpenStreetMap, Switzerland extract (2026-11-03); reference date 2026-11-03; downloaded 2026-11-04. Licence.
- Timetable: opentransportdata.swiss. Swiss public transport timetable (fahrplan-2026-gtfs2020), stations served by trains; reference date 2026-11-10; downloaded 2026-11-02. Licence.
Coat of arms: CHE Münsingen COA.svg, ARK, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.
