Bern · Verwaltungskreis Oberaargau · BFS commune no. 333^[8]

Melchnau

Left of CHF 100’000CHF 65’187per year, after tax, insurance and rent

Income tax^[1]CHF 17’01617.0% of income

Health insurance^[3]CHF 559adult, per month

Rent, 2 rooms^[4]≈ CHF 924per month, estimate

Residents^[5]1’48515.2% foreign nationals

Language region^[12]Germanmajority main language

Nearest job hub^[7]54 minto Olten

Single person, gross income CHF 100’000, median insurer, 2-room flat. See how Melchnau ranks for your household →
Compare Melchnau with another commune →

Melchnau has 1’485 residents, making it the 154th largest of the 334 communes in the canton of Bern.

15% of residents are foreign nationals, below the Swiss average of 28%.

With 24% of residents aged 65 or over, the population is older than the Swiss average (20%).

A single person earning CHF 100’000 pays about CHF 17’016 a year in income tax here, less than in 2 of its 8 neighbouring communes.

The median standard adult health insurance premium is CHF 559 a month, about the Swiss median of CHF 564.

The closest of our job hubs by public transport is Olten, about 54 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…^[1]

Profile	CHF 50’000	CHF 80’000	CHF 100’000	CHF 150’000	CHF 200’000	CHF 300’000
Single, no children	5’928 11.9%	12’143 15.2%	17’016 17.0%	31’596 21.1%	48’876 24.4%	87’162 29.1%
Married, single income, no children	3’590 7.2%	8’926 11.2%	12’819 12.8%	24’654 16.4%	41’044 20.5%	77’979 26.0%
Married, dual income (70/30), no children	3’089 6.2%	8’288 10.4%	12’031 12.0%	23’070 15.4%	37’404 18.7%	73’071 24.4%
Married, single income, 2 children	490 1.0%	4’962 6.2%	8’330 8.3%	19’049 12.7%	33’728 16.9%	70’464 23.5%

Tax multipliers 2026: canton 297.5%, commune 174%. Church tax, if you are a member: Protestant 19%, Roman Catholic 19%.^[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 3 of Bern.^[3]

	Cheapest insurer	Median insurer
Adult (26+), CHF 300 deductible, without accident cover	CHF 512	CHF 559
Child (0–18), CHF 0 deductible, with accident cover	CHF 119	CHF 138

Rent

Average monthly net rent (without service charges and heating) paid by tenants, BFS Structural Survey 2023.^[4]

Flat	CHF/month	Basis
2 rooms single	≈ CHF 924	Estimate
3 rooms couple	≈ CHF 1’131	Estimate
4 rooms family	≈ CHF 1’349	Estimate

BFS publishes no rent for this commune, so these are estimates (≈), not measured figures: the canton’s average rent, adjusted for the type of commune. New leases usually cost more than these averages. How rent is estimated

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.^[7]

Hub	Minutes
Olten	54
Aarau	72
Solothurn	84
Bern	85
Basel SBB	88
Liestal	89
Baden	99
Zürich Altstetten	100

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

Commune	Tax CHF/yr^[1]	Premium CHF/mo^[3]	Population^[5]
AltbüronLU	14’402	501	1’013
GrossdietwilLU	14’402	501	923
PfaffnauLU	14’402	501	2’792
Langenthal	16’041	559	16’233
Busswil bei Melchnau	16’561	559	165
Madiswil	16’723	559	3’383
Melchnau	17’016	559	1’485
Reisiswil	17’178	559	183
Gondiswil	17’340	559	736

Population

Residents1’485^[5]

Foreign nationals15.2%

Aged 0–1920.9%

Aged 20–6454.6%

Aged 65+24.4%

Area10.27 km²^[6]

Sources

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023. Average rent by number of rooms (Structural Survey 2023); reference date 2023 (Structural Survey); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), language regions. Language regions (Structural Survey 2016–2020); reference date 2016–2020; downloaded 2026-11-03. Licence.

Coat of arms: CHE Melchnau COA.svg, SpinnerLaserzthe2nd, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.