Graubünden · Region Surselva · BFS commune no. 3983^[8]

Medel (Lucmagn)

Left of CHF 100’000CHF 69’667per year, after tax, insurance and rent

Income tax^[1]CHF 11’48811.5% of income

Health insurance^[3]CHF 499adult, per month

Rent, 2 rooms^[4]≈ CHF 1’071per month, estimate

Residents^[5]33010.6% foreign nationals

Language region^[12]Romanshmajority main language

Single person, gross income CHF 100’000, median insurer, 2-room flat. See how Medel (Lucmagn) ranks for your household →
Compare Medel (Lucmagn) with another commune →

Medel (Lucmagn) has 330 residents, making it the 83rd largest of the 100 communes in the canton of Graubünden.

11% of residents are foreign nationals, below the Swiss average of 28%.

With 29% of residents aged 65 or over, the population is older than the Swiss average (20%).

A single person earning CHF 100’000 pays about CHF 11’488 a year in income tax here, less than in any of its 6 neighbouring communes and among the lowest quarter in Graubünden.

The median standard adult health insurance premium is CHF 499 a month, below the Swiss median of CHF 564.

Living here

Sunshine per year⁠^[13]: 1’290 h; Less sunny than 95% of Swiss communes; MeteoSwiss, normals 1991–2020; average over where people live, terrain shade included
Winter sunshine, Nov–Feb (a fog indicator)⁠^[13]: 240 h; Less winter sun than 60% of communes; MeteoSwiss, normals 1991–2020. Little winter sun usually means fog or a shaded valley; it is not a count of fog days
Residents with road noise above 55 dB(A) by day⁠^[14]: 8%; Less than in 70% of communes; BAFU sonBASE road noise model 2021; estimate from where people live
Residents with rail noise above 55 dB(A) by day⁠^[14]: 0%; Median: Graubünden 0%, Switzerland 0%; BAFU sonBASE rail noise model 2021; estimate from where people live
Residents in areas where heavy rain can flood the ground over 10 cm deep⁠^[15]: 10%; Median: Graubünden 10%, Switzerland 7%; BAFU surface runoff hazard map 2018; an overview, not an assessment of any building

Federal overview map only. For floods, landslides and avalanches at a specific address, check the canton's hazard map. Open the federal hazard maps here →

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…^[1]

Profile	CHF 50’000	CHF 80’000	CHF 100’000	CHF 150’000	CHF 200’000	CHF 300’000
Single, no children	2’643 5.3%	7’648 9.6%	11’488 11.5%	22’709 15.1%	35’716 17.9%	64’137 21.4%
Married, single income, no children	109 0.2%	3’398 4.2%	6’469 6.5%	16’094 10.7%	28’634 14.3%	56’712 18.9%
Married, dual income (70/30), no children	0 0.0%	2’727 3.4%	5’498 5.5%	14’387 9.6%	25’522 12.8%	53’136 17.7%
Married, single income, 2 children	0 0.0%	68 0.1%	1’918 1.9%	10’349 6.9%	21’748 10.9%	49’575 16.5%

Tax multipliers 2026: canton 92%, commune 70%. Church tax, if you are a member: Protestant 20.5%, Roman Catholic 15%.^[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 3 of Graubünden.^[3]

	Cheapest insurer	Median insurer
Adult (26+), CHF 300 deductible, without accident cover	CHF 437	CHF 499
Child (0–18), CHF 0 deductible, with accident cover	CHF 98	CHF 129

Rent

Average monthly net rent (without service charges and heating) paid by tenants, BFS Structural Survey 2023.^[4]

Flat	CHF/month	Basis
2 rooms single	≈ CHF 1’071	Estimate
3 rooms couple	≈ CHF 1’339	Estimate
4 rooms family	≈ CHF 1’502	Estimate

BFS publishes no rent for this commune, so these are estimates (≈), not measured figures: the canton’s average rent, adjusted for the type of commune. New leases usually cost more than these averages. How rent is estimated

Commute to job hubs

No job hub is reachable within 3 hours by public transport.^[7]

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

Commune	Tax CHF/yr^[1]	Premium CHF/mo^[3]	Population^[5]
Medel (Lucmagn)	11’488	499	330
Lumnezia	12’696	499	2’056
Tujetsch	12’696	499	1’186
Disentis/Mustér	13’239	499	2’163
Sumvitg	13’602	499	1’053
BlenioTI	14’229	665	1’752
QuintoTI	14’229	665	1’289

Population

Residents330^[5]

Foreign nationals10.6%

Aged 0–198.2%

Aged 20–6462.4%

Aged 65+29.4%

Area136.22 km²^[6]

Sources

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023. Average rent by number of rooms (Structural Survey 2023); reference date 2023 (Structural Survey); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), language regions. Language regions (Structural Survey 2016–2020); reference date 2016–2020; downloaded 2026-11-03. Licence.
Source: MeteoSwiss. Sunshine duration, climate normals 1991–2020 (spatial analysis); reference date 1991–2020; downloaded 2026-11-03. Licence.
Source: Federal Office for the Environment (FOEN/BAFU), sonBASE. Road and rail noise by day, sonBASE (model 2021); reference date 2021; downloaded 2026-11-03. Licence.
Source: FOEN/BAFU, cantonal building insurers (VKG), Swiss Insurance Association (SVV), surface runoff hazard map. Surface runoff hazard map (2018); reference date 2018-05-22; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Population and households statistics (STATPOP) 2025, hectare data; reference date 2025-12-31; downloaded 2026-11-03. Licence.

Coat of arms: CHE Medel (Lucmagn) COA.svg, SpinnerLaserzthe2nd, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.