St. Gallen · Wahlkreis Toggenburg · BFS commune no. 3392^[8]

Kirchberg (SG)

Left of CHF 100’000CHF 68’101per year, after tax, insurance and rent

Income tax^[1]CHF 14’14414.1% of income

Health insurance^[3]CHF 522adult, per month

Rent, 2 rooms^[4]≈ CHF 958per month, estimate

Residents^[5]9’87930.9% foreign nationals

Language region^[12]Germanmajority main language

Nearest job hub^[7]29 minto Wil SG

Single person, gross income CHF 100’000, median insurer, 2-room flat. See how Kirchberg (SG) ranks for your household →
Compare Kirchberg (SG) with another commune →

Kirchberg (SG) has 9’879 residents, making it the 13th largest of the 75 communes in the canton of St. Gallen.

31% of residents are foreign nationals, above the Swiss average of 28%.

A single person earning CHF 100’000 pays about CHF 14’144 a year in income tax here, less than in 3 of its 7 neighbouring communes.

The median standard adult health insurance premium is CHF 522 a month, below the Swiss median of CHF 564.

The closest of our job hubs by public transport is Wil SG, about 29 minutes away on a weekday morning.

Living here

Sunshine per year⁠^[13]: 1’650 h; Less sunny than 60% of Swiss communes; MeteoSwiss, normals 1991–2020; average over where people live, terrain shade included
Winter sunshine, Nov–Feb (a fog indicator)⁠^[13]: 250 h; Less winter sun than 55% of communes; MeteoSwiss, normals 1991–2020. Little winter sun usually means fog or a shaded valley; it is not a count of fog days
Residents with road noise above 55 dB(A) by day⁠^[14]: 16%; More than in 55% of communes; BAFU sonBASE road noise model 2021; estimate from where people live
Residents with rail noise above 55 dB(A) by day⁠^[14]: 0%; Median: St. Gallen 0%, Switzerland 0%; BAFU sonBASE rail noise model 2021; estimate from where people live
Residents in areas where heavy rain can flood the ground over 10 cm deep⁠^[15]: 6%; Median: St. Gallen 8%, Switzerland 7%; BAFU surface runoff hazard map 2018; an overview, not an assessment of any building

Federal overview map only. For floods, landslides and avalanches at a specific address, check the canton's hazard map. Open the federal hazard maps here →

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…^[1]

Profile	CHF 50’000	CHF 80’000	CHF 100’000	CHF 150’000	CHF 200’000	CHF 300’000
Single, no children	4’065 8.1%	9’664 12.1%	14’144 14.1%	26’888 17.9%	41’266 20.6%	72’336 24.1%
Married, single income, no children	1’449 2.9%	5’393 6.7%	8’901 8.9%	19’325 12.9%	33’490 16.7%	64’521 21.5%
Married, dual income (70/30), no children	1’110 2.2%	4’904 6.1%	8’183 8.2%	17’964 12.0%	30’708 15.4%	61’287 20.4%
Married, single income, 2 children	0 0.0%	2’160 2.7%	4’563 4.6%	14’030 9.4%	26’750 13.4%	57’687 19.2%

Tax multipliers 2026: canton 105%, commune 120%. Church tax, if you are a member: Protestant 26%, Roman Catholic 23%.^[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 2 of St. Gallen.^[3]

	Cheapest insurer	Median insurer
Adult (26+), CHF 300 deductible, without accident cover	CHF 484	CHF 522
Child (0–18), CHF 0 deductible, with accident cover	CHF 112	CHF 131

Rent

Average monthly net rent (without service charges and heating) paid by tenants, BFS Structural Survey 2023.^[4]

Flat	CHF/month	Basis
2 rooms single	≈ CHF 958	Estimate
3 rooms couple	≈ CHF 1’239	Estimate
4 rooms family	≈ CHF 1’377	Estimate

BFS publishes no rent for this commune, so these are estimates (≈), not measured figures: the canton’s average rent, adjusted for the type of commune. New leases usually cost more than these averages. How rent is estimated

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.^[7]

Hub	Minutes
Wil SG	29
Winterthur	57
St. Gallen	64
Zürich Airport	74
Frauenfeld	76
Zürich Oerlikon	79
Zürich HB	90
Wallisellen	93

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

Commune	Tax CHF/yr^[1]	Premium CHF/mo^[3]	Population^[5]
Wilen (TG)TG	12’803	530	2’469
SirnachTG	13’028	530	8’387
Rickenbach (TG)TG	13’254	530	3’078
FischingenTG	13’615	530	3’145
Kirchberg (SG)	14’144	522	9’879
Mosnang	14’642	499	2’936
Jonschwil	14’642	522	3’979
Lütisburg	16’080	499	1’647

Population

Residents9’879^[5]

Foreign nationals30.9%

Aged 0–1922.6%

Aged 20–6459.2%

Aged 65+18.2%

Area42.54 km²^[6]

Sources

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023. Average rent by number of rooms (Structural Survey 2023); reference date 2023 (Structural Survey); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), language regions. Language regions (Structural Survey 2016–2020); reference date 2016–2020; downloaded 2026-11-03. Licence.
Source: MeteoSwiss. Sunshine duration, climate normals 1991–2020 (spatial analysis); reference date 1991–2020; downloaded 2026-11-03. Licence.
Source: Federal Office for the Environment (FOEN/BAFU), sonBASE. Road and rail noise by day, sonBASE (model 2021); reference date 2021; downloaded 2026-11-03. Licence.
Source: FOEN/BAFU, cantonal building insurers (VKG), Swiss Insurance Association (SVV), surface runoff hazard map. Surface runoff hazard map (2018); reference date 2018-05-22; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Population and households statistics (STATPOP) 2025, hectare data; reference date 2025-12-31; downloaded 2026-11-03. Licence.

Coat of arms: Kirchberg SG-blazon.svg, Taktaal, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.