Vicinus

Bern · Verwaltungskreis Seeland · BFS commune no. 305[7]

Coat of arms of KappelenKappelen

Left of CHF 100’000CHF 76’333per year, after tax and insurance
Income tax[1]CHF 16’56116.6% of income
Health insurance[3]CHF 592adult, per month
Residents[4]1’4135.6% foreign nationals
Nearest job hub[6]46 minto Biel/Bienne

Single person, gross income CHF 100’000, median insurer. See how Kappelen ranks for your household →
Compare Kappelen with another commune →

AarbergBargen (BE)LyssBühlHermrigenJensMerzligenWalperswilWorben AarbergBargen (BE)LyssHermrigenJensMerzligenWalperswilWorben Kappelen

Kappelen has 1’413 residents, making it the 156th largest of the 334 communes in the canton of Bern.

6% of residents are foreign nationals, below the Swiss average of 28%.

A single person earning CHF 100’000 pays about CHF 16’561 a year in income tax here, less than in 7 of its 9 neighbouring communes and among the lowest quarter in Bern.

The median standard adult health insurance premium is CHF 592 a month, above the Swiss median of CHF 564.

The closest of our job hubs by public transport is Biel/Bienne, about 46 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…[1]

ProfileCHF 50’000CHF 80’000CHF 100’000CHF 150’000CHF 200’000CHF 300’000
Single, no children5’758
11.5%		11’809
14.8%		16’561
16.6%		30’806
20.5%		47’714
23.9%		85’215
28.4%
Married, single income, no children3’486
7.0%		8’674
10.8%		12’467
12.5%		24’018
16.0%		40’060
20.0%		76’251
25.4%
Married, dual income (70/30), no children2’997
6.0%		8’049
10.1%		11’690
11.7%		22’454
15.0%		36’468
18.2%		71’418
23.8%
Married, single income, 2 children475
0.9%		4’815
6.0%		8’083
8.1%		18’536
12.4%		32’890
16.4%		68’886
23.0%

Tax multipliers 2026: canton 297.5%, commune 160%. Church tax, if you are a member: Protestant 16%, Roman Catholic 19%.[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 2 of Bern.[3]

Cheapest insurerMedian insurer
Adult (26+), CHF 300 deductible, without accident coverCHF 549CHF 592
Child (0–18), CHF 0 deductible, with accident coverCHF 130CHF 148

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.[6]

HubMinutes
Biel/Bienne46
Solothurn67
Bern74
Neuchâtel74
Delémont85
Olten89
Yverdon-les-Bains95
Aarau97

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

CommuneTax CHF/yr[1]Premium CHF/mo[3]Population[4]
Merzligen16’074592405
Bühl16’398592474
Kappelen16’5615921’413
Walperswil16’7235921’036
Lyss16’88659216’613
Aarberg17’0485924’601
Worben17’2105922’678
Bargen (BE)17’3405921’112
Hermrigen17’535592325
Jens17’535592663

Population

Residents1’413[4]
Foreign nationals5.6%
Aged 0–1918.4%
Aged 20–6460.6%
Aged 65+21.0%
Area10.97 km²[5]

Sources

  1. Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  2. Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  3. Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
  4. Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
  5. © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-03. Licence.
  6. Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
  7. Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
  10. Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.

Coat of arms: CHE Kappelen BE COA.svg, SpinnerLaserzthe2nd, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.