Vicinus

Bern · Verwaltungskreis Seeland · BFS commune no. 496[7]

Coat of arms of InsIns

Left of CHF 100’000CHF 76’236per year, after tax and insurance
Income tax[1]CHF 16’65816.7% of income
Health insurance[3]CHF 592adult, per month
Residents[4]3’80018.2% foreign nationals
Nearest job hub[6]26 minto Neuchâtel

Single person, gross income CHF 100’000, median insurer. See how Ins ranks for your household →
Compare Ins with another commune →

BrüttelenErlachGampelenMüntschemierTschuggVinelzMont-Vully BrüttelenErlachGampelenTschuggVinelzMont-Vully Ins

Ins has 3’800 residents, making it the 64th largest of the 334 communes in the canton of Bern.

18% of residents are foreign nationals, below the Swiss average of 28%.

A single person earning CHF 100’000 pays about CHF 16’658 a year in income tax here, less than in 3 of its 7 neighbouring communes.

The median standard adult health insurance premium is CHF 592 a month, above the Swiss median of CHF 564.

The closest of our job hubs by public transport is Neuchâtel, about 26 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…[1]

ProfileCHF 50’000CHF 80’000CHF 100’000CHF 150’000CHF 200’000CHF 300’000
Single, no children5’795
11.6%		11’880
14.8%		16’658
16.7%		30’975
20.6%		47’964
24.0%		85’632
28.5%
Married, single income, no children3’508
7.0%		8’728
10.9%		12’543
12.5%		24’155
16.1%		40’272
20.1%		76’620
25.5%
Married, dual income (70/30), no children3’017
6.0%		8’100
10.1%		11’763
11.8%		22’586
15.1%		36’670
18.3%		71’772
23.9%
Married, single income, 2 children478
1.0%		4’846
6.1%		8’136
8.1%		18’645
12.4%		33’070
16.5%		69’225
23.1%

Tax multipliers 2026: canton 297.5%, commune 163%. Church tax, if you are a member: Protestant 18%, Roman Catholic 19%.[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 2 of Bern.[3]

Cheapest insurerMedian insurer
Adult (26+), CHF 300 deductible, without accident coverCHF 549CHF 592
Child (0–18), CHF 0 deductible, with accident coverCHF 130CHF 148

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.[6]

HubMinutes
Neuchâtel26
Bern50
Biel/Bienne57
Yverdon-les-Bains58
Fribourg66
Solothurn79
Thun83
Renens91

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

CommuneTax CHF/yr[1]Premium CHF/mo[3]Population[4]
Mont-VullyFR14’5905494’551
Gampelen15’8795921’047
Erlach16’2365921’393
Tschugg16’528592476
Ins16’6585923’800
Vinelz16’853592908
Müntschemier17’1785921’683
Brüttelen17’535592625

Population

Residents3’800[4]
Foreign nationals18.2%
Aged 0–1920.4%
Aged 20–6457.2%
Aged 65+22.4%
Area23.87 km²[5]

Sources

  1. Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  2. Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
  3. Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
  4. Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
  5. © swisstopo. swissBOUNDARIES3D (swissboundaries3d_2026-01); reference date 2026-01-01; downloaded 2026-11-03. Licence.
  6. Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
  7. Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
  10. Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.

Coat of arms: CHE Ins COA.svg, ARK, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.