St. Gallen · Wahlkreis Toggenburg · BFS commune no. 3352^[8]

Ebnat-Kappel

Left of CHF 100’000CHF 67’317per year, after tax, insurance and rent

Income tax^[1]CHF 15’19515.2% of income

Health insurance^[3]CHF 499adult, per month

Rent, 2 rooms^[4]≈ CHF 958per month, estimate

Residents^[5]5’35317.3% foreign nationals

Language region^[12]Germanmajority main language

Nearest job hub^[7]54 minto Rapperswil

Single person, gross income CHF 100’000, median insurer, 2-room flat. See how Ebnat-Kappel ranks for your household →
Compare Ebnat-Kappel with another commune →

Ebnat-Kappel has 5’353 residents, making it the 37th largest of the 75 communes in the canton of St. Gallen.

17% of residents are foreign nationals, below the Swiss average of 28%.

With 25% of residents aged 65 or over, the population is older than the Swiss average (20%).

A single person earning CHF 100’000 pays about CHF 15’195 a year in income tax here, more than in any of its 7 neighbouring communes and among the highest quarter in St. Gallen.

The median standard adult health insurance premium is CHF 499 a month, below the Swiss median of CHF 564.

The closest of our job hubs by public transport is Rapperswil, about 54 minutes away on a weekday morning.

Income tax

Income tax 2026 (federal, cantonal and communal; no church tax) for an employee with gross labour income of…^[1]

Profile	CHF 50’000	CHF 80’000	CHF 100’000	CHF 150’000	CHF 200’000	CHF 300’000
Single, no children	4’391 8.8%	10’403 13.0%	15’195 15.2%	28’734 19.2%	43’928 22.0%	76’623 25.5%
Married, single income, no children	1’566 3.1%	5’810 7.3%	9’570 9.6%	20’685 13.8%	35’648 17.8%	68’298 22.8%
Married, dual income (70/30), no children	1’204 2.4%	5’299 6.6%	8’826 8.8%	19’286 12.9%	32’808 16.4%	64’989 21.7%
Married, single income, 2 children	0 0.0%	2’342 2.9%	4’948 4.9%	15’068 10.0%	28’548 14.3%	61’098 20.4%

Tax multipliers 2026: canton 105%, commune 139%. Church tax, if you are a member: Protestant 28%, Roman Catholic 19%.^[2]

Health insurance premiums 2027

Monthly basic insurance premium, standard model, premium region 3 of St. Gallen.^[3]

	Cheapest insurer	Median insurer
Adult (26+), CHF 300 deductible, without accident cover	CHF 464	CHF 499
Child (0–18), CHF 0 deductible, with accident cover	CHF 107	CHF 127

Rent

Average monthly net rent (without service charges and heating) paid by tenants, BFS Structural Survey 2023.^[4]

Flat	CHF/month	Basis
2 rooms single	≈ CHF 958	Estimate
3 rooms couple	≈ CHF 1’239	Estimate
4 rooms family	≈ CHF 1’377	Estimate

BFS publishes no rent for this commune, so these are estimates (≈), not measured figures: the canton’s average rent, adjusted for the type of commune. New leases usually cost more than these averages. How rent is estimated

Commute to job hubs

Median door-to-door time by public transport and on foot, weekday departures every minute 07:00–08:30, from the commune's busiest station. Includes waiting for the next departure.^[7]

Hub	Minutes
Rapperswil	54
Wil SG	62
St. Gallen	63
Pfäffikon SZ	68
Uster	81
Winterthur	83
Dübendorf	96
Zürich Airport	100

Hubs more than 3 hours away are not listed. Commute to any commune or postcode: Ranking →

Compared with neighbouring communes

Single person, gross income CHF 100’000: income tax per year and median adult premium per month (CHF).

Commune	Tax CHF/yr^[1]	Premium CHF/mo^[3]	Population^[5]
Amden	12’983	522	1’896
Gommiswald	13’204	522	5’838
Kaltbrunn	13’591	522	5’128
Nesslau	13’812	499	3’937
Neckertal	14’144	499	6’446
Schänis	14’421	522	4’213
Wattwil	14’642	499	9’262
Ebnat-Kappel	15’195	499	5’353

Population

Residents5’353^[5]

Foreign nationals17.3%

Aged 0–1921.1%

Aged 20–6453.6%

Aged 65+25.3%

Area43.55 km²^[6]

Sources

Source: Federal Tax Administration (FTA/ESTV), tax burden statistics 2026. Tax burden in the communes, tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Tax Administration (FTA/ESTV), tax multipliers 2026. Tax multipliers (income tax), tax year 2026; reference date tax year 2026; downloaded 2026-11-03. Licence.
Source: Federal Office of Public Health (FOPH), health insurance premiums 2027. Health insurance premiums 2027 (mandatory basic insurance); reference date 2027 premiums (published Sept 2026); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), Structural Survey 2023. Average rent by number of rooms (Structural Survey 2023); reference date 2023 (Structural Survey); downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), STATPOP 2025. Permanent resident population (STATPOP) 2025; reference date 2025-12-31; downloaded 2026-11-03. Licence.
Timetable: opentransportdata.swiss; walking network © OpenStreetMap contributors. Public transport commute to job hubs (computed); reference date timetable fahrplan-2026-gtfs2020, 2026-11-03 07:00–08:30; downloaded 2026-11-02. Licence.
Source: Federal Statistical Office (FSO/BFS), Swiss official commune register. Swiss official commune register (historicized); reference date 2026-11-03; downloaded 2026-11-03. Licence.
Wikimedia Commons. Coats of arms of Swiss communes; reference date 2026-11-03; downloaded 2026-11-03. Licence.
Source: Federal Statistical Office (FSO/BFS), language regions. Language regions (Structural Survey 2016–2020); reference date 2016–2020; downloaded 2026-11-03. Licence.

Coat of arms: EbnatKappel-blazon.svg, Taktaal, Public domain. Shown to identify the commune; Vicinus is not affiliated with it.